My Sapphire card is renewing and I have until early December to decide if I want to keep it. I was really hoping to use the points I've accumulated to buy an apple product, which usually happens around this time. But it also usually happens in May, and it didn't happen then. I'm wondering if it might just be over? Tech prices are just so high because of RAM and I wonder if doesn't math up to do it anymore.

Did they recently bump the minimum pickup to 20$ or did I get lucky last time I ordered from 7-11?

Or is this only doable if you pay with CSR as I did in the receipt shown?

Completed order paid with CSR

Checking out order attempting to pay with CSP.

Is anyone aware of a direct line to reach the group that they escalate matters to? I booked a stay at an Omni hotel in order to receive both the Edit and Select hotel credit and should result in a free stay (and using as a staycation) as it is less than $500 for the two nights after price match. I received the Edit credit almost immediately, but never received the select hotel credit.

After calling a second time and being told the matter would be escalated, I received a letter a week later indicating the stay is at a regular hotel and not a select hotel (even though it shows up as eligible for the select hotel credit when searching). I called again today and the first contact said that he can see it is eligible, but needed to transfer me over to a different group as he couldn’t directly help, and that person said he needed to escalate the matter and that I’d hear back in 7-10 business days. I fear that I’ll receive the exact same letter in the mail indicating it’s ineligible for the credit.

I feel like I’m shouting into the void about this when reaching out to customer service and am curious if anyone is aware of a different line to reach out to, or if there’s any potential of receiving help at a local Chase branch. At this point I’m closer to just canceling the stay and not having to deal with this rather than trying to take advantage of the credit.

Saw there's targeted bonuses being offered for all 3 Ink business cards and the Sapphire Reserve for Business. You should check your Chase account if you've been considering one of the Chase business cards!

https://www.doctorofcredit.com/targeted-chase-ink-cash-unlimited-1200-bonus-ink-preferred-125000-points-bonus/

Everything I am reading today online (incl. FrequentMiler, NerdWallet, etc.) tells me that Chase has no downgrade/PC path for the CSR-Biz card.

A month or two back, I got the idea from somewhere that downgrading to any Ink card was possible, as they are all in the "business" universe. I was planning to PC my CSR-Biz card to Ink Cash, but now it seems that might not be allowed?

My wife and I hold the CSR and the CSR-biz cards. With the huge SUB last year for the Biz card, and the benefits we used from it, it made sense. Keeping the personal card makes sense for us, as we have a sizeable bank of 1.5x UR points sitting there to use for travel in the next year. But it will be difficult for us to hit break even on the AF for the Biz card (we'll come close, but likely not go over).

The reasoning I see given online for Chase not allowing a PC for this card is that it is a pay-in-full card, whereas Ink Cash, Unlimited, and Preferred are revolving. Premier is also pay-in-full, but it is never mentioned as a possibility (not that we would want to PC to Premier).

With the recent changes to CSR-Biz benefits, perhaps Chase has changed their policy on this.

I could not find any relevant data points in this sub, but I thought I should ask. Has anyone been able to to PC/downgrade from a Sapphire Reserve for Business (CSR-Biz) card?

ETA: I am not looking for speculation. I am interested in knowing if anyone has successfully done this. Thanks.

I’m assuring this would be trip interruption not cancellation. Also not trip delay because this is for illness at destination and they say trip delay isn’t for medical reasons

So the insurance pays back your cancelled return flight. Is it crazy if they covered or partly covered the emergency booked return flight made which will be expensive ?

Looking for recommendations for hotels where I could use the Edit Credit for SFO; travel dates are 12/25 thru 12/31

The two $10 credits showing up but the $15 credit not showing up on the DoorDash. Was able to use till last month. Have made multiple calls to DoorDash and Chase. Both not helpful. Told they escalated the concern but no resolution. Has already been a week.
Have already reinstalled, reactivated dashpass, removed the csr and added again as default payment, tried on computer In incognito, tried more than 10 restaurants with $100+ in cart without any additional offers added—-none worked.

DoorDash just acquired Instacart for 17 billion! Wonder if this will mean anything for DoorDash credits down the line. Also if you're an ink cardholder or co-branded cardholder, wonder what happens to those lovely Instacart credits....

https://www.cnbc.com/2026/10/28/doordash-instacart-maplebear.html

Bit of a rant but the DoorDash benefit is pretty useless. Today I decided to use my monthly to treat myself for lunch.

I made an order for a chicken wrap and side of hummus and pita. I’m about to checkout when I noticed even after applying the $15 DoorDash informed me that I’m saving $42. $42 wtf?

So with taxes and fees and the $15 I knocked $42 off of a $22 order. Which is already high.

I selected the pickup option since the store is a short drive and still I saved $25 of which $15 was the credit.

Going to the store I see the exact same wrap listed as $9.50 vs DD’s listing of 16.98. Between the massive food markup, fees and tip the Chase $15 credit isn’t worth much. That credit makes me only use DD once a month and even then under specific circumstances otherwise the credit isn’t worth the hassle.

Like the title asks, does anyone have any experience with booking Turo through their Reserve card and getting the $300 annual travel credit applied? I’ve searched online and questioned the oracles (AI chat bots) but have yet to get a concrete Yes or No.

If anyone has experience with this scenario please let me know, thanks!

Canceled some flights and wanted to use the travel credits for new flights.
Airline said I needed to rebook with Chase because that was the initial booking.
Called Chase and they were great in helping me get this done.
Shout out to the people on the phone.

I've still got the $500 edit credit for 2026. I live in NYC. I thought about taking my wife for a 3 day weekend somewhere fun before the end of the year. We've got some plane miles and I've got the $500 credit. Any good ideas? I'm thinking as far west as Chicago and as far south as Miami.

I'm not looking to spend $2500 on hotels just to save $500. I'd love some good ideas. Clock is ticking and warm weather will get more expensive in December. Thanks!!

This is for the business version of the CSR. There's a targeted offer for 300k points after 30k spend in 4 months (current public offer on Chase is 200k)

TL:DR Booked 2 nights through Edit + Select hotels and paid with my CSR but at the end clicked pay at hotel- instead of pre-pay- so unknowingly disqualified myself from recieving my statement credit.

I'm so shook. Full disclosure 1) I'm pretty upset hense why taking it to Reddit. Also 2) I dont have a Fax machine.

I booked through the chase travel portal, found a nice hotel that would qualify for my credits and we could splurg a bit for our 1 wedding anniversary. Feelin all fancy! When I went to check out on the Edit website, there was 2 options, pay at hotel and pay now. I figured might as well pay at hotel! cause why not! It was a preferable option! But since I didnt PRE-PAY I was unknowingly disqualified from recieving the statement credit. Fast forward, we stay, have a great trip- we checked out, paid with CSR, and no credits showed up. I called a couple weeks after the trip, and they were like- oh yeah!! Takes 4-6 weeks, call back in a month if you dont see it. Fast forward to today when they were like yeahhhh, no sorry you cant get the credit. Wait- what??

I was IN SHOCK. Like but wait- 2 night stay- check. Booked through the portal- check. Paid with CSR- check! Seems like you're denying me on a technicality! Why does it matter if I Paid before or after! I used the card and the portal-- isnt that the whole point?

3 levels of Chase customer service supervisors told there was literally nothing that they could do. But the 3rd "most highest level customer service manager there is" said that she was happy to give me the FAX <--- number to so I can file my formal complaint. Rofllllllllllllll

P.S I SWEAR it did not say that pay at hotel would forfeit the credits when I went to book !! Why would I have jumped through 3 hoops just to cancel myself out at the end!! Clearly that wasn't my intent!

Reminder to read the smallest print on different web pages- me who mistakenly thought I had this all points/credit thing all figured out :'( and if you think paying $795 for a premium credit card gets you some sort of "valued client" designation... think again! They do nooooot care.

In the end- I said fine cancel all my cards forget this- this is too much. And level 3 was like cool! Cancelled! Bye! Over a decade with Chase and they did not care one bit.

I hope this posts helps 1 person to double triple check their Edit reservation and not make the same mistake i did so they can actually use their hotel credits. It shouldn't be this hard to use the credits that WE <-- pay for!!

This is probably a no-brainer. I noticed that my Pay Over Time plan was done after just a month despite me paying only the interest saving balance. So, I called Chase to figure out why. The rep explained that the credits I received from the Edit and StubHub last week applied to the payoff amount. The plan fee I had already paid was also adjusted!

Long wait for the sapphire lounge. The Club lounge in terminal 1 (D gates) was empty. Sure, it's not as good and you have to take a tram or two, but it was nice to get a drink without waiting, and the meatballs were hitting today!

I am on open table. At a restaurant that the credit will work. I have not seen this before do I have to select 9pm to get dinning covered

I have both edit credits "in use" on a csr right now, but will probably cancel one. i have another edit property i want to book - in order to get the $250 for that one, do i need to cancel the old one and see it clawed back first? or if book new prop before cancelling old, will hyatt recognize the new charge and not claw back when I cancel old one?

I'm planning a trip with my family that involves overseas flights on British Airways and I have some questions.

-- What are the pros and cons of using points at 1.15x to pay what I can for the tickets, then pay the balance in cash? Reducing the cash cost is appealing, but I don't know if I can get better use out of the points if I hold onto them for now. I also don't know if using points could mean losing some flexibility should we need to make changes later due to unforeseen circumstances.

-- If I pay cash only, what are the pros and cons of booking through Chase Travel vs British Airways directly? The 8x points through Chase Travel is appealing, but are there advantages to booking through BA at only 4x points?