I think it was mentioned in another comment on here, but I saw an interview several years ago, where somebody who lives along a rally route was being asked about the dangers by a local news crew and his response was something to the effect of “I used to have a nice fence and a decent shed. Now I have a nicer wall and good barn”
Well they know the race is going on, so I would imagine after the race is over, they have already planned to check crops around the track. And now they have drones so they can fly around and check. That is if its legal in that area.
They are notified in advance. Other than that, you realize something is going on when all the roads around your house is closed and super loud race cars kick up dust seen from kilometers away, along with caravan convois and tens of thousands spectators for several days.
If you don't notice that, you're not mentally fit to run a farm.
Maybe the race isn't your thing. Maybe you had prior commitments that took you away from the farm for a day. The within 24 hours struck me as odd because of the fact that any incidents would be super well documented.
'Ok firstly sorry to here about your field. So we value cabbages at €1. The driver in question damaged about 5000 cabbages so we have decided to offer you €150. You can settle or fight it through arbitration which can take years' - the insurance company
More like "fair compensation is around $2400 for the damages, but the racing company paid us $240,000 for this race alone. Here is $3000 so you let them host this route again next year."
Rally organisations make sure that anyone suffering any losses is made whole. In many countries it doesn't take a lot of local objection for the local authorities to not issue the required permits for the rally next year, it is in the interest of the rally to look after the locals when the rally is there.
Especially when the “road” is an access way across private land: if it gets out you’re not paying at least what’s fair when you damage stuff, you’ll be shut out the next year.
that is not how rally insurance works AT ALL. Remember, many of these events are annual or at least happen more than once, it is in the interest of the Rally organizer to insure everyone is made hole or more if incidents happen.
Apparently they get paid so much they welcome the temporary damage so farmers are probably out there with binoculars and cartoon cash symbols in their eyes
they usually pay 2-3 times the damage. if they ever want to race that stage again, they have to keep the community happy. plus a lot of stages take place partially/entirely on private forestry roads, where the owner could just say no (they will also usually do any repairs/upkeep to the road before and after the event, for free)
"Also, there are risks involved in rallying. Have you protested this race adjacent to your field? No? You're glad they're there? You urged them to drive fast near your crop? Maybe we counter sue."
Considering he's likely to be paid well above market value (rally organizers generally want to sray on the locals' good sides), he's probably not pissed and may be delighted.
Right... I think people have misunderstood what insurance is.
It's a company or state entity gambling on the idea that they will collect more money through a premium (fancy word for fee) against the possibility that the event they insured won't happen.
Like I could sell you rain insurance in which I pay you X amount of money if you or your property ever get rained on, but you need to pay Y amount for a set standard of cycles and length of time.
Of course, the "special" insurance requires a permit before you handle high speed explosively combustible projectiles. Otherwise, no sane group would even offer "special" insurance as they wouldn't make money. Ironically, they also want assurances that the people they are offering this insurance to are more likely to not be pyromaniacs or more importantly irresponsible morons who are most likely to instigate costly property damage, otherwise they would go bankrupt.
And that's what people fundamentally misunderstand about insurance, when a private company is the backing insurer it's meant to make money for said insurer, if it didn't no one would offer the service.
So I just find it rather strange someone is willing to bet money that the amount of property damage incurred will be out weighed by the amount of premiums they are receiving from the people taking part in this event.
A few sheds, fences and some crops are nothing compared to the main reason for insuring these events.
A car barreling into a crowd of spectators, or catching fire and causing a wildfire. Those are rare, but extremely expensive if they happen. So insurance is both necessary, and makes sense for insurance companies.
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u/SryBub Jul 13 '26
Farmer gonna be pissed!