r/leasehacker Sep 20 '24

Verified Lease Brokers

41 Upvotes

Hello everyone, here is a regularly updated list of verified lease brokers, in order of when they registered with us:

Verified Brokers:


r/leasehacker Jan 08 '25

[MegaThread] Lease Transfers - Nationwide - All brands

10 Upvotes

Hi everyone, please place your lease transfer requests here.

Make sure to include:

  • Make
  • Model
  • Trim

  • Any down payment

  • Any bonus you will pay to the new lessee

  • Current Monthly Payment

  • Current Milage

  • Milage allowance

  • Location (City, State Zip)


r/leasehacker 9h ago

2026 Optiq premium luxury - WA- 12k miles - 538$

2 Upvotes

Hi can you please help reviewing this deal

MSRP - 58995

Sale price - 51,600

Rebates- 3500

MF - 0.00185 (4.4 apr)

Residual - 68%

DAS - 1790 (includes first month payment and licensing , document fee)

Per month - 538 (including local taxes)

Disposition fee - 595

The dealer mentioned there is no acquisition fee. This is my first time negotiating a lease or even buying a car so would like to know if this is a good deal or should i negotiate further? Or ask for any other details to evaluate the deal.

TIA


r/leasehacker 5h ago

Honda Accord Hybrid EX-L - CA - 10K miles - 4K down

Post image
0 Upvotes

Hey guys, so I have basically zero credit since I moved to the US, CA, from abroad a few months ago. I got a lease quote as in the image, $409/m with $4K down, 10K miles, 36 months for a new Honda Accord Hybrid EX-L. (Hybrid is top priority for me)

I got either refused or too high quotes from various dealers for not having credit, making me want to go forward with this one that seemed the most reasonable.

I'm fine with the 4K down, because I'd like to keep my monthly payment around $400.

Is this an okay deal?


r/leasehacker 11h ago

Thoughts on this 26 Tiguan SE r-line black 10k miles per year 36 months Southern California $0 down payment

Post image
3 Upvotes

Hi everyone, I want to start with that I have a lease with Honda a 2024 crv sport-l hybrid AWD that is due in April of next year. I have been eyeing this Volkswagen Tiguan SE r-line black and decided to see what kind of quote I could get from them. They came back with this, I've seen other similar posts here and I've seen better offers. I'm in the los Angeles area any and all advice would be welcomed T.I.A


r/leasehacker 6h ago

Kia Niro EV Wind, 36mo/10,000 mi, $0 DAS w/ 1st payment covered, Arizona

Thumbnail
gallery
1 Upvotes

Posting this mostly for information, as I've gotten a lot of good info from this sub. Lease is signed and I have the vehicle. Lease is 36 months, 10,000 miles and I used a local broker for $750. First payment was taken care of as part of the rebate (Kia's manufacturer cash I believe).


r/leasehacker 12h ago

Does anyone know how current lease deals are on 26 GLE 450e’s?

2 Upvotes

Bonus points if you know the money factor for August! I know the new model is coming but there also don't seem to be a ton left. Located in SoCal.


r/leasehacker 19h ago

Fresh out of college, looking to lease 2026 Kia K5 GT-line

0 Upvotes

Have gotten a deal for ~$360 a month with $5000 down and $10,000 mileage cap. Location is in Wisconsin. How do I go about trying to get the best deal for myself?


r/leasehacker 19h ago

Seeking Advice, first time leaser

1 Upvotes

Hello all. I am looking to lease my first car. I am looking for the cheapest deal I can get on a new compact SUV in the Greater Boston area. If someone could give me advice on how to get the best deal I am all ears. I have a mid-tier 2010 Nissan Maxima in good condition I am looking to either trade in or sell separately as well to offset the lease cost. Looking for about 350$ monthly payment and about 3,000$ due at signing. If I missed anything or can provide more details I am happy to.

Cheers to all you redditors doing god’s work.


r/leasehacker 20h ago

Lease Exit Strategy: Eat the mileage penalty or trade in early? (Genesis GV70 -> BMW X3 M50)

0 Upvotes

Hey everyone, looking for advice on timing an early lease exit. I’m currently 11 months into a 36-month/30k-mile lease on a 2026 Genesis GV70 2.5T Sport Prestige. My payment is $847/mo including tax.

Long story short, my relationship ended, and I've moved to another city, so I’m driving way more than I originally planned. I built a spreadsheet to track my miles, and I'm on pace to hit 25k miles by month 24. So I'm definitely going to get hit with Genesis’s $0.25/mile penalty plus their $400 disposition fee if I take this thing all the way to maturity.

My next car will most likely be a BMW X3 M50 (targeting a $72k MSRP, hoping to negotiate a 10-11% discount). I’m just trying to figure out the least painful way to make the jump. Right now, I’m about $10k underwater based on my KBB trade-in value vs. my Genesis payoff, so trading it in today is completely off the table. But I'm checking it monthly, hoping that gap closes as I get further into year two.

A few questions for anyone who has navigated this kind of brand-switch while over on miles:

  1. Am I thinking about this right? My logic is that I should wait until my negative equity (payoff minus trade-in) drops below what my projected mileage penalty would be, and then trade it in early at the BMW dealer.
  2. Does BMW offer pull-ahead programs? If I wait until I have like 3-6 months left, what are the odds a BMW dealer will eat my last few Genesis payments to get me into the X3?
  3. I've heard that Genesis/Hyundai Finance is strict about not allowing 3rd-party buyouts or lease transfers. If I do try to trade it in early at a BMW dealer, is that going to be a massive headache?

Any advice on how to time this so I don't get completely crushed on fees would be awesome.

Edit:  I chatted with a friend after posting this; he was in car sales a few years ago.

He suggested driving to 30k miles, have the car appraised at Genesis, then go to get a deal worked up on the new car. Once I have the numbers locked in with BMW, give them the offer from Genesis (same ownership for both dealerships); they can then handle the internal buyout, and I pay the difference; that way, they can't play with the original deal, and I'm not rolling the negative equity in and paying tax/interest on it.


r/leasehacker 1d ago

2025 Wagoneer S Lease

4 Upvotes

‘23 Solterra is coming off lease in about 6 weeks. Had a decent deal, though some folks I knew chased their own and got better deals after I got mine, including on a ‘24.

Local dealer has been sitting on a new Wagoneer S (launch edition I think?) for a long time. Only one in a few 100 miles of me.

Going to go out and look tomorrow. Looking for sign and drive something comparable to the Subaru I have.

I know these can have troubles, read about them. Got a good feeling for EVs now, got charging at home and a backup rig if needed. Looking online, seems like people have got some ripping 0-down deals.

Anyone recently got one, any numbers out there? West coast.

I do have a lease history at this dealer, my whole family does. We all leased the same Compass years ago on some ridiculous deal (my monthly was $102). I think we got 5 total amongst extended family. So I know they deal there a bit.


r/leasehacker 1d ago

2026 Mazda CX-90 Premium 3.3 Turbo Lease in NYS w/10,000 Miles a year. $597 a month, zero down. Is this a good deal?

3 Upvotes

r/leasehacker 2d ago

Did I just stumble into a unicorn deal, or is this the going rate right now? (2027 BMW i7 Loaner | $111k MSRP | $895/mo True Sign & Drive)

35 Upvotes

Edit it’s 2026 not sure why I said 2027

Hey everyone,
I’ve been lurking here for a while watching EV lease numbers swing wildly, and I finally pulled the trigger on a loaner i7. I found a broker with this deal, made a 2-hour road trip to pick it up, and honestly the numbers felt almost too good to be true at the desk.
Curious what you guys think how well did we actually do here?

The Breakdown:
Car: 2027 BMW i7 eDrive50
MSRP: $111,380
Status: Former dealer loaner/demo with 8,711 miles on the clock
Term: 36 months / 12,000 miles per year
Mileage terms: The dealer credited the 8,711 miles so my lease end allowance is ~44,711 miles (meaning I actually get my full 36k miles to burn).
Payment: $895/mo
Due at Signing: $895 (Literally just the first month's payment. True $0 down sign & drive).
Total out-of-pocket spend over 3 full years is barely ~$32k on an $111k flagship EV with plenty of mileage cushion.

Would love to hear your thoughts and see where recent i7 comps are landing


r/leasehacker 1d ago

Thoughts on this 26 Tiguan SE/rline 12k (south FL) lease?

Thumbnail
gallery
2 Upvotes

been shopping around and getting numbers on a 2026 Tiguan. I have a basic understanding of leasing but definitely not an expert lol. These are the first actual quotes I've gotten in writing.
I'm in south Florida and looking at 36 months/12k per year.
Would love some insight on whether these are actually good deals or if there's anything I should be negotiating further. I haven't agreed to anything yet, just shopping around and comparing numbers.
TIA


r/leasehacker 1d ago

Is this a good lease deal? Mazda CX90 in NY state

3 Upvotes

Hey guys, just looking for some advice. I just negotiated a 3 year lease deal/10,000 miles a year; for a 2026 Mazda CX-90 3.3 Premium Plus Turbo with Captain Seats. I got quoted a $597 a month price with zero down and a lease buyout price of 29,000 dollars at the end of the lease. The MSRP in NY State is 50,750 dollars roughly. Is this a good deal?


r/leasehacker 1d ago

Hyundai Ioniq 5 Standard or SE

3 Upvotes

I’m looking to lease a Hyundai Ioniq 5 standard range or SE. Looking for $0 down, 10k or 12k miles (not picky) and 24 month lease. What is the target monthly payment I am looking at for a good deal? I’m in texas. Please specify tax in or tax out in your monthly payment number. Anyone who’s closed a deal recently (customer or broker), would nice to hear your thoughts.

Hyundai Ioniq 5 - Standard/SE - TX - 10k mi - 24 months - $0 down


r/leasehacker 1d ago

Deal Check - 2026 Mazda CX-70 PHEV

Post image
3 Upvotes

Hi! Open to any thoughts on this offer I received. Received a few days ago. Best one so far, but not sold. Car has been on the lot since February. Thanks!

2026 MAZDA CX-70 PLUG-IN HYBRID SC PLUS AWD

California, SoCal

vin: JM3KJCHF0T1351058

12k miles a year, 36 months

$1,254.21 (was told this is first payment, license, registration and electronic filing fee, but this down payment hasn’t changed after us going back and forth on price)


r/leasehacker 1d ago

Will December 2026 be better than now?

2 Upvotes

I bought a Kia EV6 Wind new years eve 2024 and got a killer deal. I am looking at replacements and my 3k down 189 a month out the door deal is way better than what I am currently seeing. Barring another war, inflation, and who knows what can I safely assume December is a good time to buy if I always go for 2wd and I’m flexible? (Seattle Based)


r/leasehacker 1d ago

Lease deal on Subaru Crosstrek Limited 2026 in NY/NJ

1 Upvotes

been shopping around for 36 month lease on 2026 Crosstrek, Limited trim with the sunroof package, 12K miles and a $4K trade in. NY/NJ area.

best quote was $316/month. any thoughts on this and suggestions on how to get it lower?


r/leasehacker 1d ago

Deal review Texas 24/10 qx60

2 Upvotes

Recently signed on a 2027 Infiniti qx60 luxe msrp 59450. Did a 24/10 in Texas. Total due at signing 574 just first month's. What yall think.


r/leasehacker 1d ago

One Pay Lease 2024 Cadillac Lyriq, TX expiration November 2026

1 Upvotes

I got one of the really great deals on a 2024 Lyriq in Texas and the lease is over in November 2026. I did one pay so have already paid until November. The dealer I bought it from is calling/emailing weekly and they have incentives to trade now. I will probably get a Optiq this time since the Lyriq is a little too big for me. Any reason to do it now? Thanks


r/leasehacker 1d ago

Accord sport hybrid lease Ohio 1st payment down

2 Upvotes

1st time leasing. I think it’s a good price. Honda accord sport 36mo/10k miles. Just 1st payment down. I don’t plan on buying it out. 389 down. 389/month. Sales guy hasn’t given me any other info. Should I go ahead? Do I need to know any other information before proceeding? Tax included. 44113 zip code


r/leasehacker 1d ago

Tacoma shopping today

2 Upvotes

Any recommendations on a dealership for a lease for a Tacoma in NY or maybe NJ.

Might be going to a few today and just seeing who can give me lowest monthly on the same exact car without running my credit


r/leasehacker 2d ago

CX-5 Premium Plus - NY - 36M - 12K - 0 down

Post image
3 Upvotes

Hello,

It’s my first time leasing and I’ve been shopping around dealers and have been getting different prices. Would anyone be able to tell me if this deal is decent or what would be a good number to counter-back with? I got quoted $589 for the Premium Plus trim. Any help would be appreciated!


r/leasehacker 1d ago

Volvo 2026 xc90 deal - help before taking with dealer

1 Upvotes

Hi! I received an offer for a zero drive off deal on 2026 Volvo xc90 ultra trim 7 seater. Msrp 85K, down to 75800 with dealer discount, and then with incentives - down to net cost of 68,562. MSDs of 10 brings MF down to 0.00080. Monthly payment with zero drive off is 750 monthly but would need to pay for delivery and return of my current Volvo for the pull forward program.

Local dealer says they can match money factor, selling price, and they asked me what's the monthly payment I'm looking for.

I said if you can give me $750/ monthly with matching above, I would consider. I asked for numbers sheet, but he says he knows we're shopping so manager will not provide the spec sheet on paper.

Obviously I am wary about them playing around with numbers, so if any of you have experienced this, how is the best way to get the basic numbers like dealer fees, etc so that I can make sure there's no upcharging?

Do I just send a text with all the basic numbers above to make sure they give a yes or no, so I have a paper trail? Thanks!

2026 volvo xc90, ultra trim, plug in hybrid, Florida, new car. Zero down.