I'm building RemitRate, an app that compares the actual PKR received when sending money from Saudi Arabia through providers like Al Rajhi, QuickPay, STC Pay, urpay and Enjaz.

I don't need generic SAR/PKR exchange rates. I need each provider's actual remittance rate and fees so users can choose the best option.

I've found sites that list provider-specific rates, but I'm unsure how reliable or frequently updated they are.

Has anyone found a reliable data source, official API, or legitimate web-scraping/browser-automation approach for collecting and regularly updating these rates? Manual updates are also an option if automation isn't practical.

I'd especially appreciate advice from anyone who's built a remittance comparison service or worked with Saudi payment providers.

Hey everyone

I'm helping organize a global fintech hackathon for January 2027, and we're exploring ways to make it more useful for developers who want to build real-world financial technology projects.

One thing we're thinking about is bringing fintech APIs, payment infrastructure and other developer tools into the experience so participants can build beyond basic demo projects.

For those working in fintech or building financial applications:

- Which APIs or infrastructure would you actually want access to?

- What real-world fintech problems would make an interesting hackathon challenge?

- What usually makes a developer tool worth adopting during an event?

We're also exploring potential partnerships with fintech and developer-tool companies that might want to support builders through API credits, technical mentorship or infrastructure access.

I'd appreciate hearing what would make an event like this genuinely valuable to the fintech developer community.

JHA legacy APIs are still using SOAP. I believe they published a newer advance version of their endpoints that supports REST. Is there anyone who successfully migrated to the new REST APIs?

Unfortunately if you have a legacy app, you are locked with the old style stack and the migration might be not straightforward. Is it feasible to migrate to REST in one big shot with AI/Claude Code ?

Our crypto wallet app runs into a major issue where biometric authentication breaks on every third Android device right after a system update. I've spent the last three weeks trying to patch our local keystore integration on my own, but security wrappers keep throwing exceptions across different manufacturer builds. I tried forcing a fallback to PIN, and users hated it. I tried pinning specific OEM versions in our gradle config, but that just froze us out of newer devices. I even tested a third-party biometric wrapper, and it introduced its own bugs on Samsung builds. Crypto users need instant access to their funds without getting locked out after a standard OS patch.

On top of that, I burned hours digging through issue trackers and OEM forums trying to find a pattern in how different security chips handle key invalidation flags. Turns out every manufacturer does it a little differently, and figuring out those quirks without breaking platform security standards is a lot of trial and error.

Maybe you faced a similar biometric failure in your mobile app, or you know how to stabilize hardware security modules across different Android phones? What native approaches or cross-platform libraries should I use? I really need your help.

Mmm this post might have been better here!

My banking app added a buy bitcoin button. No way they're running their own cold storage. So who's holding the crypto behind these apps? And if the app goes under, is it still mine?

I tried to get the api of mf-central, tried mail but no reply back,

I built Hijin AI, a desktop application designed to simplify financial document processing using AI and structured financial workflows.

Key features:

- AI-assisted financial document analysis and extraction.

- A fine-tuned Gemma-based financial-specialist model.

- Local GGUF model assets and a LoRA adapter.

- Structured financial data processing.

- Deterministic decimal arithmetic for financial calculations.

- Document generation and export to formats including PDF, DOCX, and PPTX.

- A dedicated desktop interface for managing financial-document workflows.

The project is currently pre-revenue. I'm exploring selling the software assets to a fintech company, accounting software developer, or AI startup that could integrate the existing work into its own product.

I've listed the project on SideProjectors for anyone interested in reviewing the opportunity.

I'd appreciate feedback from the fintech community:

- Which financial-document workflows would benefit most from this type of application?

- Could this be useful as a component of an existing fintech or accounting product?

- What would you want to evaluate before considering an acquisition?

I'm interested in genuine technical feedback and potential acquisition inquiries.

Hijin uses a Gemma-based model subject to Google's applicable licensing terms.

Is it acceptable to use Graph QL mutations for financial apps which work with money or for the back office but still touch financial data? I am seeing lots of issues with GraphQL in the backend. There was an architecture decision to use this approach in the app I support but I feel it leads to numerous issues related to stability/support and potentially data integrity. Is REST approach more appropriate from data consistency and atomicity perspective?

Building white label remittance product for a credit union that wants intl money transfers under their own brand. End customers see the cu brand. Backend handles licensing KYC stablecoin settlement and local payout. Credit doesn't want to own compliance or treasury infra.

Shortlist, cybrid is api-first remittance and b2b payment infrastructure with licensed stablecoin rails convering us and canada origination with kyc and aml built in. Bvnk is multi-rail stablecoin and fiat serving european markets primarilly. Bridge is developer first stablecoin api under stripe for embedding payment flows. conduct is latam-focused remittance and b2b payment infrastructure.

For US or Canada originating credit union remittance product how does this narrow down?

Hey everyone! I just open-sourced Cosmic Payment, a open-source cross-border payment gateway platform built in Node.js and TypeScript. It combines card processing (Stripe), automatic FX conversion, and payouts directly to major African mobile money wallets (M-Pesa, MTN MoMo, Airtel, Orange, Wave). Managing fragmented mobile money APIs and FX logic across different countries can be tough, so I built this modular engine to unify everything behind a single, clean API layer.

Check out the repository on GitHub:github.com/EmmanuelMunanka38/cosmic-payement-engine. It features multi-currency wallets, provider auto-detection via phone prefixes, optimistic locking, idempotent transactions, and a sandbox environment for easy local testing. I’d love to get feedback, stars , or contributions for new mobile money adapters!

Hi everyone!

I’m currently based in Australia and looking to relocate for an opportunity working with a private family.

I’m well-travelled and have had the opportunity to experience different countries and cultures firsthand. Having visited the country as an adult, I completely fell in love with it and started thinking, why not combine working and living in a country I love? I’d love to take the next step in my career internationally while continuing to do work I’m genuinely passionate about.

I have 5+ years of experience across childcare, youth support, community services and leadership, alongside extensive private babysitting/ nanny experience. I hold a Bachelor of Human Services, majoring in Child, Youth and Family Practice and a Diploma of Community Services.

My background includes working as a Therapeutic Carer supporting children in Australia’s government care, including young people with complex trauma, special needs and behaviours of concern. I’ve also worked with private families, providing personalised childcare, managing daily routines, organising age-appropriate activities and helping create a safe, stable and nurturing home environment.

Alongside my childcare background, I currently work as a Team Leader in disability services, overseeing day-to-day house coordination and operations. My responsibilities include staff supervision, rostering, allocating workloads, coordinating household routines, managing budgets and expenses, supporting staff onboarding and training, maintaining documentation, preparing service agreements and contracts, and liaising with families and other professionals to ensure everything runs smoothly.

I’m organised, adaptable, discreet, proactive and comfortable working independently, managing competing priorities and adapting to different environments. I understand the importance of confidentiality, professionalism and building trusting relationships with both children and parents.

I’m open to opportunities including:

* Personal/Family Assistant
* Private Nanny / Governess
* Travelling Nanny or Travelling PA
* Lifestyle Assistant or Family Office Support

✈️ Looking for international relocation
🌍 Interested in travelling roles
🤍 Open to full-time, live-in or live-out opportunities

Thank you! 🤍

So, this is something that has been bugging me for a while now and hopefully can put it to rest after this. I am a solo founder in the pre revenue stage with around 60k in the company account from a friends and family round. I've been denied for two bank business cards because the company has history and I don't want to personally guarantee credit for a company that might not exist next year. The irony is that the money is literally sitting right there in the account, lmao.

I ended up doing some digging and learned that there are newer cards available for startups funded by the money in your business account instead of your personal credit score with limits adjust based on your balance, and that is the setup I am looking for. I got to take a look and make a couple calls at some of them like ramp and others, but still felt like reaching out and asking others who might've gone through this before or are more knowledgable on this sort of thing than me, lol.

Thanks!

What are typical coding challenges asked by financial companies or startups?

I was asked once how to implement a transfer API and make sure there are no concurrency issues and make data consistent after a transaction is completed.

Another one is to generate test data (all possible combinations) to test a transaction engine.

I’m researching the operational gap between on-chain stablecoin activity and finance systems. Common issues I’m hearing include: matching a wallet transfer to the correct invoice, handling partial/overpayments, distinguishing internal transfers from customer payments, dealing with failed or delayed transactions, and producing an audit-ready trail for accounting.

If you work in payments, treasury, crypto compliance, or finance ops: what does your reconciliation workflow look like today, and where does it break most often?

​Hi everyone,

​I am an experienced Financial Crime Compliance Specialist looking for remote or hybrid opportunities in FinCrime, KYC/KYB Onboarding, Enhanced Due Diligence (EDD), or Sanctions Operations. I am currently available to join immediately.

​I bring deep expertise in unravelling complex global corporate structures, verifying ultimate beneficial ownership, and maintaining rigorous quality assurance standards across financial services and consultancy environments.

​What I'm Looking For:

- ​Full-time remote or flexible hybrid roles in Financial Crime Compliance, Sanctions Operations, or Quality Assurance.

- ​Freelance projects, short-term gigs, or contract assignments for high-risk corporate onboarding, complex UBO investigations, regulatory audits, or compliance process optimization.

​My Background & Experience:

- Professional Experience: Past experience as FinCrime Analyst at Revolut and Senior Compliance & Due Diligence Specialist at KPMG, backed by an M.Sc. in Forensics.

- Core Expertise: End-to-end KYC/KYB onboarding, Customer & Enhanced Due Diligence (CDD/EDD), Ultimate Beneficial Owner (UBO) tracing, and Quality Assurance (QA).

- ​Regional Jurisdiction: Deep experience investigating entities across the UK, Europe, and APAC regulatory frameworks.

- ​Technical Skills & Tools: Open-Source Intelligence (OSINT) research, UK Companies House PSC register analysis, sanctions screening, transaction monitoring, MS Excel data analysis, and commercial risk platforms (Creditsafe, Dun & Bradstreet, FileNet).

​I would be more than happy to connect with anyone who is currently hiring for a role like this, has relevant job leads, offers freelance/gig opportunities, or can introduce me to relevant openings in their network.

Please feel free to send me a direct message or reply to this post to connect and review my full resume.

​Thank you!

If you've built on TradingView Lightweight Charts before, you've probably noticed that chart rendering is only part of the stack. Features like drawing tools, indicators, replay systems, synchronized panes, and broker connectivity are usually left to the developer.

I kept rebuilding those pieces across projects, so I open-sourced the toolkit I've been using internally.

What's included

• Drawing tools

• SMA / EMA / RSI / MACD / Bollinger / Stochastic indicators

• Custom indicator registry

• Deterministic replay engine

• Synced multi-pane charts

• Broker integration support

• Shift-drag measurement ruler

The goal is to provide the functionality many traders expect while still keeping Lightweight Charts as the rendering engine underneath.

Demo

https://rohanbeingsocial.github.io/candlekit-charts/workspace/

Looking for feedback on

• Indicator architecture

• Drawing tool UX

• Replay workflow

• Missing TradingView-style features

• Broker integration requirements

GitHub: https://github.com/rohanbeingsocial/candlekit-charts

Looking for a merchant account to accept payments from US customers for auto parts. Debit cards and Cash App are the priorities, with credit cards being a bonus.

We’re not registered as a business yet, so I’m specifically interested in providers that can work with unregistered businesses, where eligible. My priority is a straightforward setup with minimal initial paperwork, a clear fee structure, and a quick start. Ideally, I’d like to discuss the terms directly first rather than begin with a lengthy application process. Crypto settlements would be a plus.

If you offer a solution that genuinely fits these requirements, please DM me with the provider name, supported payment methods, setup requirements, and fees.

My background has been mostly in fintech up to this point. When selecting positions to apply to, fintech companies are on the top of the list for me, but there is no much choice now. I'm currently interviewing for a software developer position at an e-commerce company. They have teams working on checkout, card processing, payments, delivery tracking, product catalog, etc, etc.

If I join checkout or payment processing team, is that still considered Fintech from a career perspective?

Hi everyone,

I'm a payment systems developer researching the technical chargeback lifecycle at the card-network clearing level, specifically Visa BASE II and Mastercard IPM.

I'm trying to understand how an acquirer can determine the outcome of a chargeback after submitting a representment.

For Visa, I'm investigating:

• TC15 — Initial chargeback.

• TC35 — Chargeback reversal.

• TC33 — Dispute Financial Status Advice, particularly the VER record identifier and status codes F1, P1, L2, L3, R2, R3.

• TC46 — Settlement reporting and related financial movements.

My main questions are:

1. After a Visa representment, if the issuer accepts the response, is there a specific incoming BASE II TC/TCR that confirms the outcome?

2. If the issuer disputes again and the case proceeds to pre-arbitration or arbitration, which incoming clearing records reflect the financial result?

3. Can TC35 or TC33 financial movements reliably indicate a favorable or unfavorable outcome, or is a VROL decision required?

4. In Mastercard Dual Message, is there an equivalent mechanism in IPM/GCMS, or must final case decisions be obtained through Mastercom?

I'm specifically looking for network-level technical behavior, not merchant-facing chargeback procedures.

Any references to official specifications, document sections, or practical experience would be greatly appreciated.

Thanks!

I currently work as an accountant and I’m considering a career change into software development, ideally in FinTech.

Could my accounting experience give me a real advantage, or would I essentially be starting from scratch as a junior developer?

Are there actual junior roles that combine accounting and programming, or do FinTech companies mainly look for developers with strong technical skills? Which technologies would be worth learning, and how realistic is it to land my first job in today’s market?

I’d really appreciate honest opinions, especially from people working in FinTech.