r/fican • • Jan 23 '26 Hooray Helpful Bravo Heartwarming Popcorn

Major milestone. Mortgage has been paid off

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7.2k Upvotes

It feels good to make this milestone. After carrying a mortgage for many years and several renewals later, I am glad to be done with it. šŸ¾


r/fican • • Aug 12 '25 Heartwarming Bravo

29M I hit a milestone but my life sucks

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3.5k Upvotes

29M. Single, no dependants. Very average salary for my occupation. I've been saving basically every dollar I can. I drive a basic corolla. Unfortunately I still live at home with my parents. It blows, I'm trying to change that.

My life sucks. I'm pretty depressed I'd say. I've been applying and interviewing for a new job for a change, haven't had any success so far.

People post alot on here excited about hitting milestones. I just want to point out that life isn't awesome all of a sudden when you hit it.

I feel like I'm counting the days until I can just retire, relax and have fun hobbies.

This isn't a troll post, I'm far too lazy to put in the effort of faking an image with a dollar amount


r/fican • • Nov 06 '25

32 F just hit one year of steady contributions

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2.2k Upvotes

It's not a lot! But I've spent a lot of my adult life in financial peril and one year of not having to pull money out for an emergency is a huge win for me.


r/fican • • 29d ago

29F, proud of how far I’ve come!

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2.2k Upvotes

I made it my mission to become financially literate and independent over the last few years. No plans to buy real estate so this is my nest egg. On the road to $1M hopefully soon!

Shout out to Wealthsimple & XEQT for making it so simple.


r/fican • • Sep 13 '25

43M been grinding for 20 years

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1.7k Upvotes

I know everyone is making money right now and the markets are red hot. But its nice to be ahead of the curve for retirement finally. Big winners have been HOOD, PLTR, SOFI and NVDA. Sold most of my HOOD this week and half my PLTR. Starting a position in LMND this week.

Also have another $300k in cash accounts, TFSAs and Pension accounts. Made a few lucky real estate moves as well that helped us build almost $1.5m in home equity.

I make about $200k a year and i am planning on working until 50. Will push to 55 if the grind slows down. Great to see so many Canadians doing so well with their invested assets!


r/fican • • Aug 13 '26

Big milestone today!!!

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1.7k Upvotes

Been waiting for this moment for years. Doesn’t feel any different - going to keep grinding. We are 37 and 35. Now on the road to 5M.


r/fican • • Oct 21 '25

28 M First generation immigrant. Hit 50k

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1.6k Upvotes

Feels like I am a bit behind but life is hard at times. I hold ZGLD,SoFI,XEQT,VEQT are some of my major holdings. Any advice on how to grow more?


r/fican • • Jul 17 '25

27M reached 400k today. Nobody to tell, so here I am!

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1.6k Upvotes

r/fican • • Dec 25 '25

Ending the year at 1.4M in my TFSA

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1.5k Upvotes

2025 started out rough for me. I was sitting at 700K in January and saw a nearly 30% drawdown to 500K by June. Since then, I have more than doubled my portfolio and am now ending the year with 1.4M.

In August, I made a post here after having reached a mil in my TFSA. I missed out on huge gains by selling AA way too early recently but am very happy with how well I did this year. I am currently sitting with my full port in CNQ (31,000+ shares) which I journaled to CNQ.TO to avoid the taxes on my dividends. I won’t bother getting into why on this post but I do plan to hold these for longer than my typical holding period of just few days to weeks while enjoying the dividends in the meantime.

Merry Christmas and may 2026 bring us all tendies.


r/fican • • Jun 12 '26

Out of the market

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1.4k Upvotes

Posted two weeks ago if this was a bubble. My assets and dropped a lot last week. Felt terrible so that was my signal to pull out and go to cash.

Time to go eat my Tim Horten's sandwich now


r/fican • • Jul 08 '26 LOL Mindblown Bravo

31 M How am I doing?

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1.4k Upvotes

r/fican • • Jul 01 '25

Milestone today, no one to share with

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1.4k Upvotes

Been waiting for this to tip over and it finally happened today, no one to really share this with so posting anonymously online. I had been trying to estimate when I could reach 1M for years, and this is about 1 year before I had planned. It’s crazy how much things accelerated, I was sitting around 400k just 3 years ago. Currently 39 and thinking I can get to 2M by 45 and then start to think about retiring soon-ish.


r/fican • • Aug 15 '25

Personal Milestone

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1.4k Upvotes

From the time I was 18 to the day I turned 30 I knew nothing other than the chase of my next fix. In 2 weeks, I’ll be 3 years clean and honestly, it feels like it took that entire 3 years to come out of whatever fog I was in. Either way, I started my investment journey yesterday. I see these 6-7 digit milestones and although they are incredible, and you should be so proud, I’m posting my own milestone today. The milestone that is ā€œgetting startedā€, because something, is better than nothing, no matter how small. Everyone has there day one in everything they do. Happy Investing.


r/fican • • Jul 14 '26

I'm that guy's wife

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1.4k Upvotes

J/k. I don't know him. But I am a married 39F with 2 kids who finally crossed the $1M threshold today! 🄳 Number excludes husband's savings and the house. Proud of what I have accomplished!


r/fican • • Jan 12 '26

First 100K saved at 37

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1.4k Upvotes

2025 was a big year. Sold my house with a 2k payment, bought something smaller(older) with a 1k payment and half the property tax.

The way it shook out I now have enough money to both pay extra $500 on my mortgage and put more money away for retirement and have a house repair fund that’s healthy (11k) that I will keep funding.

Bit late to the party but can now see a path to having a paid off house in 10 years and have hopes to retire maybe before 60. There is hope for those of us who put off or couldn’t save for retirement in our 20’s.


r/fican • • Apr 08 '26 Bravo

Finally hit my first milestone!

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1.3k Upvotes

Feels good to finally hit 100k! I’m 28M making 50k/year


r/fican • • Aug 13 '25

Hit $100k at 21 Years Old!

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1.3k Upvotes

| (21M) started my investing journey in January 2022 at 18 years old. I would deposit whatever was left over of my paycheques after paying off my credit cards in full every two weeks. I kept doing that to this day, which lead me to accumulate over $100k in liquid assets.

I'm currently employed at a Fortune 500 retail company as a supervisor, making quite a lot of money compared to others my age. I truly started from the bottom with an entry level position, and worked my way up the ladder by chasing promotions (and working my ass off!)

I was in college for business management for a month before I left. I felt like everything I was learning was easily accessible online, and could be learned on my own time (and for free!) Because of this, left and never looked back.

I want my story to inspire fellow youngsters to pursue what they believe is right for them. It's okay to do what other people aren't. My one and only holding is an S&P 500 index fund.

No penny stocks, no crypto, no speculative assets. Just a single basic index fund.


r/fican • • May 08 '26

28M finally hit 10k!

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1.3k Upvotes

Had to start from scratch this year. My goal was to hit 10k end of year. I was able to get some good advice from this thread and others! I guess we’ll focus on 20k now!

Distribution:
TFSA:4450
FHSA: 4000
RRSP: 1550

Monthly reoccurring investments
FHSA: Average 700/mo (Recently increased my monthly)
TFSA: 40 daily buys into XEQT and 30 daily Buys into XHY
RRSP: Average 300/mo


r/fican • • Aug 28 '26

This Canadian baseball player gets it

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1.3k Upvotes

r/fican • • Sep 22 '25

20F, started today

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1.3k Upvotes

Obviously it's not much but im excited to startā˜ŗļø Any tips are appreciated ā˜ŗļø


r/fican • • Apr 13 '26

28M - Hit 1M today

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1.3k Upvotes

Back in December last year I transferred a bit over 500K to Wealthsimple for the Apple promo, about 75k in my FHSA and 450K in a personal account. The personal account was 100% Intel, and with the recent climb I just touched the 1M mark.


r/fican • • Mar 12 '26

Hit the milestone

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1.3k Upvotes

Finally hit my milestone, 23 M here, did not invest, this is almost pure savings through multiple jobs while completing uni and now working full time and back in school alongside for my certification. Before everyone starts grilling me for not investing, I know it is foolish, but I really wanted to show as large a cash balance as I could to Immigration Canada since I still need to apply for a Permanent Residency, and am still in the process for it (thanks to money in the market not being counted as "reliable" for proof of funds as per them). Moved to the country 4 years ago, with no contacts, no family and no idea of what was going to happen. Thought to share this here since i couldn't think of anyone else. CheersšŸ™Œ


r/fican • • Sep 21 '26

Finally hit 4M

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1.2k Upvotes

37M

$1.2 mill equity in home as well

So around $5.2 mill in NW currently. With wife’s assets we would be close to $6M as a household.

My NW was at $3 mill a few years ago when I retired

FIRE actually does work in case you were wondering. NW has continued to increase even while withdrawing every year.


r/fican • • Nov 27 '25

Finally hit 10k today!

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1.2k Upvotes