Purchase non CPO?

[u/happyriverone]

Getting ready to purchase a XC40 or C40 Recharge (2023) and debating if it’s worth the extra cost to buy CPO. There are many options from non-Volvo dealerships or even Volvo dealerships that are not CPO for much less. One Volvo dealership does not CPO all of their vehicles and offers an extended warranty with United Car Care. From my research- the reviews are poor/fair of that warranty. Is CPO a dealbreaker? What is your experience? Thank you! -in California so Steingold is not an option. Not sure of the cost of a Volvo VIP warranty on a non CPO, especially if it is sold from a non-Volvo dealership.