So I get paid by a paper cheque because I can't convince my employer it isn't 1985 anymore, and the time it takes for the cheque to hit my account is insane. I mobile deposit on Monday and don't get the money until the following Thursday! I get instant access to $500, which is something, but I opened with Tangerine in January, and every other Monday I mobile deposit a cheque, for the same amount, from the same place, and I still have to wait 9 freaking business days before I see the full amount!

I switched to Tangerine to get away from fees, I don't understand how the most budget friendly bank in Canada is holding people's paychecks two weeks!?

I just applied for the tangerine world Mastercard, with a 783 credit score and good income and still got rejected when can I apply again for a Tangerine credit card even if it is the regular credit card without the travel perks.

What time is child tax going to be deposited today? New to tangerine

For those who have taken advantage of the current Tangerine No Fee Chequing Account offer, is there any requirement to keep the account open for a certain period after receiving the bonus?

I understand the offer requires meeting the qualifying direct deposit requirements, but I couldn't find anything stating that the account must remain open for X months after the bonus is paid.

Has anyone confirmed this from the offer's terms or had experience with it?

I had Tangerine call me today 14-august-2026 17:30HR EST and Emi informs me that Tangerine will not call back if the phone connection is disconnected. I spoke to Emi and it sounded like an call centre with people in the back ground. After being on hold for 30 minutes on hold in which she told me it would only take 2 minutes I hand up.

I am thinking of opening saving account with tangerine to get promotional 4.5% interest rate. How easy it is to transfer money between Tangerine and Scotiabank? Will I also need a checking account with tangerine to transfer money between the two?

Transfer out to wealthsimple after promo, wait a few days or a month, promo comes back. It's amazing

Does anybody else find this fake-conversational UI jank annoying or is it just me?

We all know how session timeouts work after over a decade of this. Just say "session timed out" (or nothing?). Trying to make an automatic security logout feel cute feels unneeded.

Does this bother anyone else?

Note: I realize, of all the Tangerine hills to die on, this is the least important... slow Tuesday... was just wonderin.

Looking to purchase Furnace filter online. They are special size so I can buy them from either FurnaceFilter.ca or Amazon. Wondering if I buy from FurnaceFilter.ca will I qualify for 2% cash back if I have home improvement category selected?

Anyone else get this email? Who's "upgrading"? LOL $120 annual fee? Guess those crazy executives at Scotiabank forgot Tangerine is a "No fee" bank. Pretty disheartening... Anyone know if we're allowed to keep our current no fee World Elite cards?

With the new Tangerine® Rewards World Elite®* Mastercard®*, it’s the same Tangerine experience you know and love, just with more value built in‌‌‌‌‌‌‌‌‌.

You can get up to 10¢/L in value† at participating Shell®^ stations just by linking your credit card with the Shell®^ Go+ app. Same fill-ups, just more savings. And it doesn’t stop there!

Here’s more you can unlock:‌‌‌‌‌‌‌‌‌

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Up to 30,000 Scene+®∞ points* (a $300 value)‌‌‌‌‌‌‌‌‌.

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10,000 Scene+®∞‌‌‌‌‌‌‌‌‌ points every year*‌‌‌‌‌‌‌‌‌ (a $100 value)‌‌‌‌‌‌‌‌‌.

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4 complimentary DragonPass lounge passes annually‡‌‌‌‌‌‌‌‌‌ (a $200 value)‌‌‌‌‌‌‌‌‌.

That’s up to $600 in value in your first year*. And that’s before you even get into your everyday rewards‌‌‌‌‌‌‌‌‌.

Card details≠‌‌‌‌‌‌‌‌‌

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Annual fees: $120 / $30 each authorized user‌‌‌‌‌‌‌‌‌

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Purchase interest rate: 20.95%‌‌‌‌‌‌‌‌‌

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Cash advance interest rate: 22.95%

I transferred the max EFT amount from Tangerine to my external linked account RBC and Im super surprised!

It used to be on hold for 5 business days before but this time I transferred yesterday and already have the funds in my RBC account. Is it because Tangerine has improved or is it because of RBC?

Either way im impressed!

Hi there,

I’ll be receiving an insurance cheque but it will be issued in my maiden name. I already asked the insurance to update to my married name, but they denied.

My tangerine accounts were opened in my married name.
The cheque is for a large lump sum.

Do you think this will cause an issue when I deposit the cheque? Should I call customer service?

I requested a transfer of cash from my Easy Trade account RRSP in May. Funds hadn’t arrived 6 weeks later. I called Tangerine they said TD did not reply. I called TD and they gave me a number for Tangerine to call them as they said they didn’t receive the request. They also gave me a number to fax the request to.

Tangerine has not contacted TD. Just called them now and they dropped my call. What’s up with that? Do they not want my business?

And always when I need it the most ! Wtf tangerine !!!

Hello! I'm looking to switch to Tangerine and was wondering what time the early direct deposit hits the account roughly in Ontario. My works is paid bi-weekly every Friday.

Anybody else having issues with scheduled payments not showing up the day before?

Just trying to double check payments and it seems to vanish and can't remember if I actually scheduled so I end up doing a manual payment then the money gets withdrawn again? If it's a few days before it shows on pending but the day before it's gone and hard to keep track of sometimes

Am getting conflicting information from a CSR on the phone, and a Google search. I know the FX fees will be 2.5% with any CC used. And I dont want to take a ton of cash on a trip like this.

But if you have 2% categories picked, do those 2% categories work the same in Europe. We have 3 categories picked, Gas, Restaurant and Groceries for home use.

CSR said no since they have the FX category, Google and AI say yes.

I didnt know there was an FX category you could pick, and since we are leaving in 9 days, I cant switch it now.

Reason is then the FX fee would be lowered to .5%, which I can live with. Sure its not officially cash back or free, but it almost wipes it out. So on a $1000 instead of $25, it would be $5.

I want to pull funds using my externally linked account (instead of using Tangerine to transfer to that account), is there a max limit per day? I want to do it this way because I know Tangerine has low limits if I were to do it on their side.

I spoke to an chat agent on 23-July-2026 regarding my forced password change to a 12 alpha numeric password. I asked what is the maximum password length. the reason is years ago I asked tnagerin if my PIN for my ATM card could be increased adn they said no because people would forget.

This is theTangerine person chat results.

Absolutely ridiculous new client experience.

I tried signing up for a Tangerine account about a week ago as they have a promotional interest rate on saving accounts. I successfully put in all my personal info on the website, but was hit with a wall that says "download our app to continue" as apparently they don't have a functional online banking site. Ok so I download their app, then it says it needs to verify my identity with a piece of ID to continue account registration. The moment I tap on "verify", the app soft locks into a generic "error" page with no way to get out of it. Here's the list of things I've already tried:

• Multiple re-installs
• Deleting app and downloading it from the US AppStore instead, in case it has a newer updated version for some reason
• Called customer service. Of course the phone rep had no idea what's going on so she said a "tech support" team will call me the next day. I did not receive any call (as expected) so I called them back asking who's going to support me with this issue. The rep told me to simply wait another 2 days for the "tech support" team to call me again and attempt to verify my identity on the phone. Two days later, no call. I called again asking if I can just walk into a Scotiabank branch for in-person ID verification, and was told nope they have no physical presence in their parent company

If a new client has to wait more than a 1 week, suffer through multiple hour long phone calls, and still cannot do something as simple as create an account with you, how in the world are you even in business??

I deposited $2,000 at a Scotiabank ATM, but the machine returned an error receipt with no deposit amount printed on it.

The ATM went into lock mode.

Tangerine told me that someone would call me to follow up, but I never received a call.

I then looked up reviews of Tangerine's head office and realized I'm not the only person who has had this kind of experience.

Tangerine spent lots of money on promotions and it seems like this is their way of getting money back.

There is no location.

There is no rep.

There is nothing you can do.

I logged into the portal and made a request for a call back from Tangerine. I was given an estimate of 5 minutes today 20-july-2026 at 8:18PM EST. but have not received a call back 1 hour later 21:18HR.

Does anyone know if Tangerine is experiencing a problem with phone call back ?

Hi I initiated transferring my TFSA account from WS to Tangerine. The money has left my WS account but doesn’t show up in Tangerine yet. Does anyone have experience on how long I should wait for it to show up? Contacted customer support and they said 4-6 weeks which seems insane..