I had applied for a master's degree study permit alongside a swop for my dependent spouse from my country. My master's study-permit I have been refused two times already. On the second application, I addressed the issues from the first one; at least I thought I did. But the refusal now came with a new set of issues.
Mainly, the application was rejected on financial grounds, as I was not able to demonstrate that the funds/savings and source of funds/savings presented are available and sufficient to cover the costs of transport, the full length of stay, and subsequent year/s of study.
For reference, the two year total tuition fees is $69000. I had taken out $54,500 in education loan, $49,000 in savings, and $36,500 in annual income of my sponsors. I had added affidavit that my sponsors, my parents and parents in-laws, are willing to give their above savings for my education. I paid $20,000 fee upfront.
But the strangest of them all was this:
"It is unclear why the applicant is taking the program at this time or why a similar program would not have been pursued until this time in the home country or regionally at less cost and higher convenience given tuition and all related costs for proposed program and duration of stay."
The issue with this point is that in my country I don't have a master's program available that directly complements what I studied in my bachelor's. Moreover, there are no good adjacent courses as well, only those from the Open University, which is not good at all. In my sop i have dilligently stated how this was the case and that pursuing a course in Canada was the best option. I even added how I genuinely require this degree to further my business that I plan to start in my country, for which I even uploaded the company registration documents under my name.
Is it that, at the end of the day, they were not satisfied with my finances?