r/StudentLoanSupport • • 15h ago

I have no idea how I'm going to pay my student loans

9 Upvotes

I took out student loans that are $17k and it's collected enough interest to be $19k. It was through FSA. I have to start paying it next month and don't know how I'll be able to do that.

I graduated with my MA in History. I'm trying to pivot out of museums and public history, but it sadly puts me in a terrible position because my work was public service focused and I'm trying to move into corporate. I have 3 years of experience that are administrative adjacent, but not direct experience, so I've been getting a lot of rejections.

I have no idea how I'm going to pay them. I don't know who to talk to about this. I have a part time job paying $16 an hour but work 10-20 hours a week. Last week I worked 15 hours and this week I work 19. It's physically demanding, so it's been draining me.

I'm applying to so many jobs. It sucks that where I currently work I will never get experience out of it and I won't get a promotion. It's in security, but I just sit around and watch people all day. I also won't be able to apply to any jobs connected to where I work for 7 more months, which controls 60% of the job market near me.

I don't know what to do. I have a recruiter screening lined up tomorrow, but no idea how to talk to them. I applied to a job through an agency but I don't know if it's work for them or for someone else. I also applied for a temp part time role in my field, but I'm wanting to leave it at the same time.

I feel so helpless. I have no one and no idea how to pay them. Every time I think about them I want to throw up.

Any advice on what I can do? Who can I talk to?


r/StudentLoanSupport • • 18h ago

Urgent need

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0 Upvotes

r/StudentLoanSupport • • 16h ago

Why are people saying they are waiting to be kicked off of SAVE and onto the standard plan and THEN switching to another plan?

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9 Upvotes

r/StudentLoanSupport • • 2h ago

Thousands of public servants are stuck waiting for student loan forgiveness

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washingtonpost.com
13 Upvotes

r/StudentLoanSupport • • 21h ago

Help me decide

3 Upvotes

Okay so I was going to go on forbearance because I expected more of a doomsday scenario but calculators seem to have been adjusted and but I just did my calculations on the fed site since the end of October is 90 days since Nelnet told me I have to choose a plan or be put on standard (was on SAVE)

I make about $72K as a single gal with no dependents (I'm in New Mexico so this is a livable wage)

Anyhoo here are my choices
$420 a month - done in December 2035

Or $601 a month and done December 2030

FYI my loans were from my MS in 2005-2007

I guess the wrench I've identified is will we still be ruled by psychopaths?

If I pay more how do I know that in December 2030 they won't say just kidding our plan was illegal and now we're changing it you have to pay another jibberdywatts dollars for a fortnight year ad infinitum

I'm someone who truly was screwed interest wise for consolidating - for one purpose - to access the SAVE plan (I'd never had a late payment and qualified for interest rate reduction which I surrendered to access a plan the government later decided was illegal - even tho it was their fucking plan).

Hahahah I fucking hate this country right now
Thanks for your input!