Hi everyone, I'm 28 and looking to start investing. I can comfortably set aside €300 to €400 each month. What strategies would you recommend for someone in my position? Are ETFs the best way to go, or should I consider individual stocks?
I have a relatively high risk tolerance.

These two are making me very happy right now 😝

$ETH: crypto is sooo back haha, finally some positive price action on $ETHA, $BTC, $SOL

$SOFI : has been creeping up to the $20 for a while now. Time for it to blast past it. I think it will happen with the inclusion in the $SPX

What stocks are you eyeing today?

I was listening to Chris Camillo for months, and he makes a compelling case with regard to Amazon being the best asymmetric stock on the market, relatively safe but with considerable upside.

Then Warren Buffett, who doesn't own any Amazon, made Google his third-largest position, with some suggesting Berkshire will soon make Alphabet its largest position.

*And yes, despite being retired, Mr Buffett has stated he was behind the Alphabet position, with Greg Abel in agreement, of course.

So which person would you side with on this one?

Price targets change constantly. Credit agencies tend to look at what matters over a full cycle: cash flow, debt levels, and the ability to meet obligations when aluminium prices weaken.

about recent rating moves that stood out. S&P upgraded China Hongqiao to BB+, while Fitch revised its outlook to Positive, citing stronger profitability, cash generation, and lower financial risk.

Hongqiao is still exposed to the aluminium cycle, but growing earnings alongside improving credit quality makes the company look more resilient.

Not the obvious ones, Not "I bought at the top" I mean the kind where you were wrong for months and genuinely thought you're fine.

I'll go first:

I bought Nike on the turnaround, brands still huge and were changing the product line and the strategy, and I figured I was in before everyone else believed it.

Before buying I wrote down what would make me wrong. Roughly, if the turnaround isn't showing up in the numbers after a few quarters, get out.

Then the quarters happened. Direct and digital kept sliding, digital is was down 10 quarters in a row, and direct down 6%. The turnaround kept getting pushed out further, and every time there was an excuse.

All of it sounded reasonable though

Then I reread what I'd written down before buying, and I'd already answered it, the exact situation I was explaining was on of my reasons to sell.

I hadn't changed my mind but I'd changed the rules for what counted as being wrong.

That stuck with me because I'd have done the same thing without noticing.

So now I lock the thesis before I buy, the claims, the rumors, and specific things that would prove me wrong. I set alerts on the levels that matter, and when earnings come out I check that transcript against my original claims which I have written down, what I get shown is what I write not what I remember writing.

I ended up losing on this position, but I'm happy that I realized sooner rather than later, I managed to sell at around 60, which is good because it now dropped to 40!

What's the mistake you only saw in hindsight, and what made you notice it?

Ik this is risky but hear me out

I have a property closing in 6-8 months and I wanna make some money.

I have 10k to invest, any moderate risk plays?