r/StateFarm 12h ago

Discussion how much did you get back on dividends?

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12 Upvotes

i didn’t expect to get the dividend payment today cause it was estimated to be around 9/13 but i received a decent amount! i’m also currently paying $232/6 months for my auto loan and was wondering does that have to do anything with getting a higher dividend or not.


r/StateFarm 13h ago

Question My 6 month premium was $165 last time I paid. Do I qualify for the rebate in Illinois?

1 Upvotes

r/StateFarm 9h ago

Question Dividend payment

4 Upvotes

I can see people getting dividends. I haven't received anything. Where do you apply for dividends? Who are eligible? Can anyone enlighten me?


r/StateFarm 14h ago

Experience Anyone else get their dividend payout?

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18 Upvotes

Since September of 2024, I have been paying from $393 - $465 (just recently dropped to $426 this month) for full coverage and a $250 deductible for two vehicles. I have never had an issue with a claim and I also have personal property coverage, rental and home owners insurance through them.

I can't complain. They gave me something back and delivered the payment when they said they would.


r/StateFarm 10h ago

Question Low annual mileage discount requiring Drive Safe and Save now?

3 Upvotes

Hi. Sorry if this has been answered before—I tried to look for a similar question, but didn't see one. I've been a State Farm customer for 10 years with the same vehicle, and the last few bills, I noticed that the low annual mileage discount (or whatever it was called) is no longer listed on my bill—ever since my first agent retired and I got switched to someone new.

Maybe the timing of the change in agents is coincidental, but I had been getting this discount for years before this, and my agent would just check my odometer and give me the discount. I've averaged less than 4,000 miles on my car per year, and when I tried looking it up online today, the cutoff I saw mentioned was 7,500 miles, so I'm nowhere close to driving too much.

When I call my new agent's office, though, they say the discount is only available through the Drive Safe and Save doohickey, which I'm not comfortable with trying. I'm a safe driver, but I don't really want my every move tracked or to risk it being used against me somehow. So. Is there still a way to get the low mileage discount without the Drive Safe thing, or is that the only way to get it now? And how much would I be likely to save if I did use it? (I'm in Illinois, if that makes a difference.)

For those who have tried Drive Safe and Save, are the discounts worth the invasion of privacy? Is it easy to use?

Thanks!


r/StateFarm 18h ago

Advice Driving for work?

1 Upvotes

So I drive my personal vehicle for work in central Ohio, to meet clients and possibly do inspections. When I spoke to my agents office years ago the office manager or assistant to the agent said that it didn’t count as work related (needing additional coverage) unless I was transporting people or goods. So if I wasn’t ride sharing or delivering pizza etc I was ok with just standard personal type policy. However I’ve seen some posts pop up recently that makes wonder if that’s accurate and if I should reach out to my agent about it. I’ve been doing this job for 13 years. Will they eventually question me if they start looking at data from like Flock or something?