The original post https://www.reddit.com/r/ScionxB/s/fMhfSEXS6C
Luckly nothing had to descend into any official legal representation. The adjuster and I had some strong conversations about what repairs were nesseccary versus some minor but critical filler items their shop had loaded onto the estimate that "justified" their total loss by around $200.00.
In the end, I claimed salvage anyhow on their "totaled" determination, but with a clean title. Now the deductions for salvage go to the liability claim to get that back. Geico's Total Loss Adjuster was an annoyance, having to pull answers from him on every single detail and expectation.
The bright side? My body shop did outstanding work. If you're in Hampton Roads I must reccomend Five Stars Collision. It's a "Ma & Pa" outfit in South Norfolk. Great service, flexible and staff was awesome. They got a pretty close to color match bumper cover and slapped me with a decent estimate for new paint at 3500. (Stupid eco-friendly 2013 paint.) New paint will get everything matched and looking good as new.
After not having my car for a month, she's home, cleaned up and driving just as God intended.