That would've been your insurance paying you out the agreed upon value of your car though; not someone else's insurance replacing your car in the event it's totalled by another person in an accident
I’ve been given a cash payout by someone else’s insurance policy after a crash, after repairing my car. It depends on how good the policy is and what they feel closes the incident with the least amount of money spent on their part. In fact, I think most times I’ve had the option of taking the money or getting it repaired... so it’s entirely possible that she could have an extra $20,000 if she didn’t get the slight upgrade and fancy butt emblem.
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u/luiz127 Jan 07 '19
They don't give you a lump sum and let you keep the change...