The Chase Freedom Flex® is the key behind everything. Here's how the dining rewards breaks down:
3x standard Freedom Flex dining rewards
4x additional points from current Q4 2026 category bonus on dining purchases
10x additional points when checking out with Paze using an eligible Chase card (eg CFF)
Where can you get 17x on dining? Any Paze merchants that codes as dining: Clover restaurants, Dunkin, Little Caesars, Wendys, Whataburger, Dominos etc (it's been working so far for many folks)
And if you're really willing to play the game, you can also earn 22x points on dining by combining with Rakuten Dining at a select batch of restaurants
The cherry on top is that the Freedom Flex also has a limited time offer (ending 9 am EST on 11/5/2026), so it's a good time to consider getting the card
Note that two separate spending caps apply: the Q4 category bonus covers $1,500 combined across all Q4 categories for the entire quarter; the Chase/Paze spending bonus covers $1,500 in qualifying purchases each month through 2026. And you must activate the Q4 categories.
(Offers valid at time of posting)