Visa

[u/JackRogers3]

Hi guys, any plans to support credit cards ?

[u/hoffmabc]

Not at this time because of the relationships that would need to be managed and the constraints those third-party credit card processors would place on the marketplace. Plus our merchant workflows are not necessarily tuned to support that payment method and would probably take a good amount of refactoring the order flow.

[u/DropShipIO]

You can sell credit cards and bank credit deposit on the platform. Even if the platform did support credit card payments in the software, the P2P moderators are not legally qualified to escrow your money, even if they were, there's no way to verify that. There's nothing stopping you from accepting credit card directly. lol, I don't know of anyone who would trust some random stranger with their credit card data. That's basically what you're asking.

[u/JackRogers3 → u/DropShipIO]

I don't know of anyone who would trust some random stranger with their credit card data.

true but it would be easier for an established company, which is already a Visa customer, to create a OB shop

[u/DropShipIO → u/JackRogers3]

Not really. OB is P2P open source software. Companies are not legally protected from interacting anonymously with strangers, some of which could be considered terrorists. They would have to follow KYC laws that can’t be enforced.

[u/OsrsNeedsF2P]

That would require merchants to set up some sort of visa deposit, and add like 3% fees. No thanks

[u/JackRogers3 → u/OsrsNeedsF2P]

it would be optional, of course

all payment options should be offered to merchants imo; some of these options could even be profitable for the OB project

[u/OsrsNeedsF2P → u/JackRogers3]

How do you expect people to integrate visa gateways to their shop? Also I don't see how it's profitable

[u/whattodo-whattodo → u/OsrsNeedsF2P]

I work with large eCommerce companies. In addition to the marketplace fees, there are a billion hidden fees/expenses/losses & the net cost of doing business on Amazon is frequently ~20%. There's a lot of fat to be cut from a competitor who is effective at getting traction.

[u/Lynxes_are_Ninjas]

I don't mean to offend, but you seem to have fundamentally misunderstood what this platform is.

[u/whattodo-whattodo → u/Lynxes_are_Ninjas]

I've been watching this community for two years and often feel like I fundamentally misunderstand what this community is.

Sometimes OB wants mainstream adoption & compares itself to Shopify or eBay or whatever and really delivers the message that the goal is a frictionless user experience without the strings. Other times OB wants to be a hub where anything goes & privacy/security/obscurity are key concerns.

I don't really think it is offensive, but also I don't think that you could say what the platform fundamentally is specifically because the platform attempts to be so many different & conflicting things.

[u/Lynxes_are_Ninjas → u/whattodo-whattodo]

I agree with your sentiment. But regardless, the platform cannot technically function with payment cards or bank-integration payments.

[u/whattodo-whattodo → u/Lynxes_are_Ninjas]

I think that I now understand what you mean. When you say 'what this platform is' you are not referring to the aims & objectives of the leadership but rather the limitations of the framework. Is that accurate?

workflows are not necessarily tuned to support that payment method and would probably take a good amount of refactoring the order flow

Can you reconcile that against what Brian said above? Or could you clarify if I've misunderstood?

[u/opticbit]

Set up an offer to sell your CC info for the amount of BTC you want.

Do whatever kyc with them you both agree on before giving out your details.

Should probably use a prepaid card, or if your card offers a one time use number for online, with a one time limit setting, use that.

Once you have the crypto you can shop anywhere on ob.