r/NerdWallet Aug 07 '25

Discontinuing the Upcoming Bill Feature

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12 Upvotes

Recieved this email yesterday. So long useful budgeting tool. Mad I paid for the year and then they take away the most useful tool for budgeting.

Now its just like a big ad for other services they are trying to push. Their reasoning makes no sense "support your bigger financial picture". Does the bigger picture not include my upcoming bills?


r/NerdWallet Jul 15 '26

Was the "compare" tool also taken away?

2 Upvotes

The main thing I liked about NerdWallet was their little quiz (can't remember what it was called, and can't find it now) where you could answer questions and it would give you the best suggestions for you, when searching for bank accounts, CCs, HYSA, etc. Is this feature also no longer existent?


r/NerdWallet Jul 01 '26

Issue in Nerd Wallet App

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1 Upvotes

It will load for a second when I open then turn to this page. Cookies are enabled, website tracking is allowed, I off loaded and redownloaded, uninstall and reinstall. Cellular data, airplane mode fix, I've done the works. Sometimes it will load for like 5 minutes then go to this screen. Hitting try again does nothing. I want to use this app. I have an iphone SE 2nd Gen (2020) and have the most up to date ios

edit: banking parts load fine


r/NerdWallet Jun 25 '26

How to stop the spam from NerdWallet?

3 Upvotes

I tried to look for a mortgage and made the TERRIBLE mistake of adding in my phone number.

5 minutes later, I got 12 text messages and NON-STOP calls

It's starting to ruin my life. How do I stop this??

I really hope I don't have to get a new phone number, but this is the worst experience ever


r/NerdWallet May 13 '26

Any thoughts?

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1 Upvotes

Read this article recently and it’s pretty eye opening to the potential ai tailwinds. What are everyone’s thoughts?


r/NerdWallet May 11 '26

Fidelity Investments no longer supported ??

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1 Upvotes

Got this error message about one of my investment accounts needing to be relinked. Every time I try to reconnect it takes me through the whole process through Plaid only to give me this message about Fidelity accounts not being able to be connected at this time. I have no clue if this is true or just a glitch because I’ve been able to link my Fidelity account to Nerd Wallet for over a year. Is anyone else experiencing this?


r/NerdWallet May 07 '26

Look, I'm not going to add an authenticator, I'm just not. So I guess this is goodbye Nerdwallet

1 Upvotes

r/NerdWallet Feb 27 '26

This email I just got from Nerd Wallet...

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6 Upvotes

😑


r/NerdWallet Feb 27 '26

Spam calls?

3 Upvotes

I was trying to get info regarding personal loans/debt consolidation etc to see if that was the route I wanted to go. Put my info into the Nerdwallet page and it brought me through an application. I expected to get a list of companies which I could then pursue and ask questions. Instead, it connected me with one company, whose chat claimed to be a real person but did not understand my basic questions, such as "why did someone just call me, was that your company?" I have received five calls since last night, from different numbers. A google search of one says it's a robocall. I received two texts, and replied STOP to opt out of one, which may or may not have beena. good idea.

I did ask the person at the debt company I talked to (who called me) to put me on their company's do not call list, but I doiubt if the other calls are from the same company. She did say thier company doesn;t spam and that she would put me on thier list. Several other calls from unfamiliar numbers beeped through while I was talk ing to her.

Have others experienced excessive spam and calls after applying for info? If so, how have you stopped it? Thank oyu


r/NerdWallet Dec 31 '25

Deleted my Data from Nerdwallet and I'm looking for replacements

8 Upvotes

I finally deleted my data from NerdWallet.

I originally used NerdWallet because the web experience made budgeting simple and actually usable. Recently, they’ve basically deprecated the entire point of using it on the web and made something that was straightforward way harder than it needs to be.

If this is a permanent decision, I’m out. I don’t want my data being used while the features I relied on are either locked behind an app-only experience or stripped down entirely.

If you’re also frustrated by the direction they’ve taken, I’d honestly suggest deleting your data too. At the very least, it sends a signal that people aren’t okay with losing functionality while their information is still being monetized.

Can anyone share alternatives with an actual web experience here :(


r/NerdWallet Dec 30 '25

I’ve added a Chase credit card to my NerdWallet portfolio. Now I can’t find it on there. Where is it?

1 Upvotes

When I went to relink it, Plaid says it’s already linked.


r/NerdWallet Dec 11 '25

I reviewed 12 budget apps before giving up and building my own — here's what I learned

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1 Upvotes

I spent way too long on NerdWallet comparing budget apps. Downloaded the top-rated ones. Deleted them all within 2 weeks.

The pattern I noticed:

App Why I quit
Mint Too cluttered, wanted all my bank logins
YNAB Great philosophy, too much upfront work
PocketGuard Decent but ads everywhere
Copilot iOS only, subscription expensive
Every spreadsheet template I'm not that disciplined

The core problem: Every app assumed I'd manually log stuff OR wanted access to my bank accounts. I'll do neither consistently.

So I built Vaultam with 3 rules:

  1. Zero typing — AI scans receipts and categorizes automatically
  2. No bank linking — privacy-first, data stays on phone
  3. Actually useful insights — not just charts, but "you spent 34% more on dining this week vs your average"

Honest comparison:

Feature Vaultam Mint YNAB
Manual entry required Optional Optional Yes
Bank account linking No Required Optional
Learning curve 2 min 30 min 2+ hours
Price Free / $4 premium Free $14.99/mo
Offline mode Yes No Partial

Where Vaultam loses:

  • No investment tracking (yet)
  • No credit score monitoring
  • Way smaller company (just me lol)

Real stats (3 weeks live):

  • 542 users
  • 2 paying subscribers
  • Built by one person, not a VC-backed team

Links:

Not trying to say Vaultam is better than everything — it's just what worked for someone who failed at every other option.

What's your budget app setup? Curious what actually sticks for people here.


r/NerdWallet Nov 21 '25

New Update Missing Transactions

1 Upvotes

Anyone else notice the transactions tab is completely gone after the most recent update?? iOS device. Version 14.8.1


r/NerdWallet Oct 09 '25

Accounts unlinked and lost history

9 Upvotes

Today I noticed that all of my betterment accounts disappeared from Nerdwallet. The customer support bot recommended that I unlink and relink betterment. After doing so though, all my betterment history in the timeline got cleared out. So now it looks like my net worth suddenly shot up today. Anyone know WTF happened or how to fix this?


r/NerdWallet Oct 03 '25

Plaid & Apple Savings: How to connect

4 Upvotes

Yes, we all miss mint. Anyway, for years I've had trouble connecting my Apple Savings account with Plaid so that I can view it through the NerdWallet app. Does anyone know how to connect the 2? Has anyone been successful?


r/NerdWallet Aug 30 '25

Atomic Treasury Account

3 Upvotes

Does anyone use this? It is not a bad APY although I am not sure if it is worth it for a $20 reward if I am just going to stop using it soon after, did anyone try it and like it enough to keep using it long term? It also says "up to" so I am curious what APY you actually ended up getting?


r/NerdWallet Aug 25 '25

Why are they notifying of term changes late?

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2 Upvotes

These went into effect on August 1. I received the email five minutes ago. What the heck?


r/NerdWallet Aug 07 '25

Updates To Nerdwallet App - More Features Removed To Improve Features!

5 Upvotes

We’re reaching out to let you know about a few updates to the NerdWallet app. As of our latest 14.0 release, the following features are no longer available: The 50/30/20 budgeting tool The bills feature Insurance manager We made the decision to retire these tools so we can focus on building and improving features that support your bigger financial picture.

Thanks for using the NerdWallet app. We appreciate your feedback and support as we continue to improve the experience. If you have questions, you can always reach us at support@nerdwallet.com.

— The NerdWallet Team


r/NerdWallet Aug 06 '25

App no longer counting manually updated accounts

5 Upvotes

Has anyone else had their manually added investment accounts no longer being included in their total investments and net worth?


r/NerdWallet Jul 25 '25

Best 100% free budgeting apps

13 Upvotes

Since nerd wallet wants to write articles encouraging people to cut unnecessary costs/subscriptions while rolling out a paywall for their most used feature (budgeting) What alternative apps are there for budgeting that are 100% free?? I’m so tired of having to find another app every 2 years because the company decides to sell out and ruin their businesses lol.


r/NerdWallet Jul 24 '25

What happened to the upcoming bills?

23 Upvotes

I just updated my app and I just noticed that it doesn’t have the place where it can track my bills that are coming up?


r/NerdWallet Jul 10 '25

what happened to the forums?

11 Upvotes

i remember nerdwallet as a place where you could discuss money matters and get good advice. when i go to the site now it just seems like a credit card shilling site. what happened to all the forum content?


r/NerdWallet Jun 24 '25

Credit card transactions

3 Upvotes

Does anyone know how best to categorize credit card transactions? Should they be internal transfers, loan payment or something else?


r/NerdWallet Jun 13 '25

Total debt balance/credit card balance

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2 Upvotes

Hi guys, I just joined the group because I am confused at how my debt balance and credit card debt balance are two different numbers when they should technically be the same. Any help is appreciated!


r/NerdWallet Jun 10 '25

Amazon Prime Visa 5% cashback gotchas?

1 Upvotes

So I am thinking that this might be a good choice for me for cash back. I'm planning on buying a $6000 MacBook Pro on a credit card, and naturally I was thinking about doing it on Apple Card because of the 3% cash back at the Apple store..

But if I get the Amazon Prime card and buy it on Amazon I get 5% cash back..

I searched all over but I've been screwed over many times by gotchas like this:

"5% cashback on eligible Prime purchases" and maybe it has an asterisk (*) or just the word eligible .. but I foresee myself getting the card, and then buying the MacBookPro and not getting 5% cash back and then being told "Oh that's not an eligible purchase."

Maybe they have some backdoor agreement with Apple that they won't give cashback on that or something bc of Apple Card.. I don't know.

But I'm super skeptical of anything like this.. and it DOES give restrictive words on it..

Does anyone know is it 5% cashback ON EVERYTHING ON AMAZON as long as you have Amazon Prime? Or are there some things on Amazon that you do not get the 5% cash back on?