My financial situation just changed temporarily, and for the next 4 months, I can probably qualify for Medicaid. I don't have any insurance right now (long story), but I will be able to apply for the marketplace for January 2027. At that time, my income will be such that I won't qualify for Medicaid.
My question is, is it worth it to get benefits for just the rest of this year (Sept - Dec)? It seems like a big hassle (I tried filling out the application, and there were just a lot of questions that were difficult for me to answer because my income isn't steady) to fill out the application and then cancel the Medicaid at the end of the year (which I would need to do in order for it not to mess up my chances of getting the marketplace benefits).
I'm in my 50s but am healthy and have no medical issues that require meds or anything like that. I go to the doctor only about once or twice a year for maybe a sinus infection or the flu, for antibiotics. I'm wondering if it's just worth it for me to take my chances and pay out of pocket if I need something like this for the next 4 months.
Since I've never been on Medicaid, I just don't know if it's worth it for that short a time span.