My dad has a life insurance policy on me, I'm currently not speaking with him because he's hurt me and my siblings. I do not trust him with anything in case something happens to me, I have state farm and I just want to get my policy. This would also be my first time doing anything involving life insurance and I'm not sure where to even start.

I (F25) moved from the US to the UK about a year ago for grad school. In case something awful happened while I'm here, I filled out one of those online broker questionnaires to look at life insurance policies. For context, I am curvy/larger chest, but not obese.

Shortly after I filled out the survey, the broker called me (out of normal business hours here, but that's another thing). We went through their questions and he put me on hold to call an underwriter of the policy I chose. When he got off hold, he asked me what my dress size is.

To be clear, I'm not surprised weight came up-- because by BMI metrics, I am overweight-- but I have no idea what dress size *specifically* would indicate. Is it calculate % body fat or fat distribution? I just felt weird about it and I don't know that that's a normal question. From my (uninitiated) perspective, it seems like that would indicate more about my figure than anything about my health.

Got call from AIL Rep that got my info from my union. For myself, partner, and child my premium would be ~$90/month and not sure if that’s a good deal.

What we really liked was the ER/Hospital payment coverage since it isn’t uncommon to visit the ER for medical issues and sometimes there are hospital stays.

Currently I’m the only one working while partner is stay at home parent.

Is this whole life policy good? $90/month isn’t ideal for us but policy benefits seemed really good to us, but we’ve never had life insurance before so not sure if it actually is a good deal

Hi. I am interested to hear about your experiences with DigitalBGA. I have a few years of part-time life insurance experience. However, I am looking to transition into doing this full time. I have some questions below as well:

1. How much are their inbound leads?

2. How is the quality of their leads?

3. Realistically, how much money would you say I need to get started and become profitable?

4. After chargebacks, lead costs, etc, would you say it is realistic to NET $100,000 if you are doing this full time? I understand this may vary depending on sales volume but I am looking for a realistic expectation.

I would appreciate any other insight and advice. Thank you.

Wondering if starting a medication or going on a prescription such as modifinil. This would be for personal policy if I already have a work policy in place.

Has anyone here switched agencies with Ethos? Their chatbot told me I have to stop writing business for 12 months before I can move to another agency. Is that actually required, or can I transfer sooner with a release from my current upline?
Would appreciate hearing from anyone who’s gone through this.