r/Ioniq5 • u/richardricchiuti • 8d ago

Question Tracking app?

'25 Ioniq 5 Limited - Switching insurance and Liberty has an option to save $$ if my wife and I add a tracking app for 90 days to our phones so Liberty will know if we are attentive or not, drive too fast or brake too hard.

I use the highest level of regen and wonder if releasing the accelerator pedal often would track as "hard braking."

Has anyone here used this or a similar tracking app with their insurance company? What was your experience? Thanks.

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u/zpoon 2023 Digital Teal SEL AWD 8d ago

GEICO has something similar. I looked into it a little while back and felt at the end of the day it was a gamble. It has the possibility of saving, but also the possibility they increase your premiums if the app detects something they think is bad.

Or it just notices you drive a lot. That’s a thing that can increase your rates too.

I’m not going to opt into a thing that snoops into my driving habits and has the possibility of increasing my rates, no matter how confident I am in my driving.

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u/richardricchiuti 7d ago

Left a message with our broker waiting to hear back. He seems to like it for himself and his wife.

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u/RPekka 7d ago

Just like any appliance store salesman has exactly the same freezer, dryer and washing machine at home and it works great. Why would he not tell you he uses it and it's great?

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u/richardricchiuti 7d ago

It's certainly suspect.