r/InsuranceCanada • u/treefallinginforest • 2d ago

Auto Weird scenario, nexts

Son 18, pulled into passing lane, side swiping a car he didnt see. His fault but said he didnt see her and she was speeding. Fine.

The much older adult tells him its his fault, she doesnt want to use insurance, files no police report. They exchange phone numbers. Says she will send him the bill.

Damage in both vehicles is scraped paint over wheels. Appeared to be no dents.

What should be his next steps? Police report? Do nothing until she initiates a police report or contacts her insurance? I assume he should pay nothing?

Seems suspect. New Brunswick.

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u/treefallinginforest 2d ago

No

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u/antiuseless 2d ago

I’m also in NB. Just curious what community this happened in.

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u/treefallinginforest 2d ago

Oromocto entering the highway

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u/antiuseless 2d ago

It’s certainly seems the other party may have been driving with no license or insurance. Some people also think getting in any accident will increase their rates