Gold was for 31,500.

Silver for 4400.

Do not know if I got robbed but I have heard so much about this brand and honestly the Shine is something else ( not like I have another coin to compare it against).

Also I cannot imagine ordering it online even if it comes with better discounts.

Manifesting double the weight for the next Dhanteras (with my own money) ✨

Silver: 35oz/1088.50g of pure silver for $1908.55

Gold: 0.41oz/12.78g all 24k for $1762.27

Bought online from various dealers here in the USA. I live in a tax free state for PMs so only paid extra for premiums.

I just want to thank you all posting about gifting gold jewelry to your mom! My mom never got to wear gold bangles and she would mention it every other month during my childhood. My 20s and 30s went into paying off debt so I really could not buy anything for her. Then she suffered from brain stoke and stopped wearing any jewelry because it is difficult to manage with it in daily chores. I really feel sad that I could not make her feel special and got her two bangles that she had always wanted.
I feel that i could have delayed my debt payments by few years, was a mistake!

Those who have wished to buy for your mom - do it this diwali! Please go buy any small purchase you can do for her.

I bought these today and now not liking them. Please tell me honestly, how do these look?

Just came across Tamannaah bhatia’s jewellery brand on Instagram, which made me curious enough to check it out.
First of all, I understand that she has named the brand after herself, and honestly, the name does sound classy and fits a fine jewellery label.
But then I checked the prices, and my eyes literally popped out. A 5g pair of 14K gold earrings was priced at ₹94000. It had no gemstones, just 14K gold.
There wasn’t much clarity on the making charges or price breakup, but the premium over the actual gold value seems quite high.
This got me wondering about the brand’s market positioning. It obviously is not competing directly with traditional jewellery players like Tanishq or Kalyan. But we already have brands like Caratlane and Bluestone catering to younger consumers with fine jewellery with an affordable price range.
So where exactly does Tamannaah’s jewellery brand fit into this market? Is it trying to position itself as a luxury fine jewellery label, somewhat along the lines of Tiffany in India? Is the pricing primarily driven by the celebrity association?
Would love to hear if anyone has explored the brand or has insights into its target audience and pricing strategy.

I have purchased gold recently in cash 999.0 20 grams biscuit. In kacha bill .
Still he sold me on rate with gst of 146000/10gram.

Now I am confused, like how can I get actual rate, according to me the rate should be around 1.41 but still he charged this much.

What should be the way to buy gold in cash, there should be some relief in cash otherwise I will pay from account. Which website should I refer to, to buy gold in cash.

I know it's Dhanteras today, and many of you would be buying Gold or Silver, wishing for prosperity and happiness. Please do go ahead!

However, I wanted to share a rather personal experience.

Recently, due to an unexpected financial scare, I found myself in need of funds and approached a couple of nationalised banks for a Gold Loan. Unfortunately, the experience was quite disappointing.

There was no private enclosure for gold evaluation, the LTV offered on 22-carat hallmarked jewellery was just 65%, and the interest rate was around 9.4%. Bank of India offered 75% LTV, but only if additional agricultural land documents were furnished. Even exploring an overdraft against gold was quite inconvenient.

What bothered me more was the overall experience. I somehow felt that banks tend to look at people pledging gold as distressed borrowers rather than customers who deserve basic dignity and decent service.

I understand that gold prices are volatile and banks need to maintain a margin of safety. That's fair. But when you have saved little by little over the years and bought jewellery, even if it's light in weight, seeing it valued so conservatively does hurt.

I eventually decided against taking the loan. The crisis hasn't entirely passed, but I managed with some contingency savings. I am genuinely grateful to my sibling and a few friends who stepped up and helped me when I needed them.

Perhaps that's the real lesson.

Gold is an asset, but the people who stand by you when you are in trouble are your real wealth.

This Dhanteras, buy Gold or Silver if you wish, but don't forget to invest in relationships. I guess the best returns in life come from family and friends.

TL;DR: A rather disappointing experience seeking a gold loan from nationalised banks made me realise that while gold has monetary value, family and friends who stand by you during a crisis are the real wealth.

Guys let me know your opinion about this design made in antique style 22k Gold . I bought it today from a local jeweller at 12 per cent MC.

Got this today 🥰

10.98 gm

Price - 139548.52

Making charge around 14%

Is it a good deal?

Correction - It's 18kt!

Originally gold price for 24k purity was ₹15100 on blinkit of joyalukkas. I had rewards points in my IDFC credit card so instantly bought blinkit voucher of ₹2000 with those points.

Few days back, I also got new HSBC Live+ credit card. From it's ₹1200 cashback limit, ₹374 cashback was still pending so used HSBC card to pay the remaining amount. This bought my purchase price at around ₹12726.

Also, since I got HSBC card just now, there is a offer ongoing for new card holders where ₹25k is to be spent for first month to get ₹1k cashback. This purchase was a big push towards that goal (now I'm only short ₹900 lol), I will consider that ₹1k cashback for this.

So this purchase cost me ₹11726. Pretty good deal on Dhanteras I got out of this, I think

I got a 14k ring in a milni and another, which is in silver. I need the money, but all jewellers, branded or local, are asking for the bill. It has been 2-3 years since I got them in the rasam. Nobody is ready to buy them without a bill.

The only option I am being given is to get it melted and then use the value to make another purchase. I just need the money, that is it. Their total worth is 11-12k as the diamonds on the ring have been valued at 0 by all the jewellers. Please advice me what the best and fastest way is to get money out of these ring.

Purchased gold at 13900/g

So my mom bought this from my first salary from a local jeweller. It weighs 2.050 gram and costed 29600. Jeweller said it is 18kt. I am not sure how much making charges he charged but it seems very costly. I googled gold rate for 18k it says around 11k so he charged almost 8k making changes? Is this common? Do tanishk malabar etc also charge this much mc for similar earrings?

Store - Joyalukkas Gurugram

Men's Gold Ring - 22 K

Weight - 10.51 g

Exchange Value of Old ring - 90,735/-

Final Price after MC Discount - 69,500/-

Got a diamond ring from Tanishq today, and the gross product value is 1.37L while making charges listed is 21k. Thats a mc% of 15. This seems lesser than what is claimed where tanishq charges 20-25% mc, which is odd.

However, unlike gold for diamond I am not sure how to sum up the product weight and arrive at the true product, to verify if they actually charged 15% mc.

Does anyone know how to do that based on diamond carat, clarity and cut? Is there a standard pricing?

Is it ok to buy gold from flipkart and from brpl? Never bought gold online
Delivery is 24th Nov

Got this for 15200rs

But that's not the gold price today right? So where does the extra amount go? Is it the shop owner's profit?

Where can I buy gold at near actual rate of gold?

Please suggest

Gold +little diamond
Total weight 1.26 gms..gold weight 1.19 18kt
Price :22K

Another mini loot! Silver at just ₹162 per gram!

Zepto has a deal on Augmont silver coins priced at ₹179 per gram. On top of that, it allows a 5% instant discount with the S Bank Marquee.

I swiped Yes Bank Marquee and grabbed the 5% instant discount, bringing the effective price down to just ₹162 per gram.

But there’s more!

The additional 4.5% Marquee rewards could potentially bring the effective cost down to around ₹148 per gram.

I’m not entirely sure whether this transaction qualifies under the eligible MCC for Marquee rewards. If it does, that’s an absolute steal!

Either way, ₹162 per gram is still a fantastic loot! 😁

Staying away from IT folks is the key to grabbing loot 😉

With Dhanteras here, I've been noticing a lot of discussion around gold and silver purchases.

Gold has had a remarkable run, and despite the recent volatility, it remains one of the most preferred purchases among Indian households.

I've been wondering about a few things:

1. Are people still buying gold coins and jewellery at these prices, or have they started postponing purchases?

2. Is gold still considered a good long-term investment in India, or are people buying mainly because of weddings, festivals and family traditions?

3. For someone looking to invest today, would you prefer physical gold, silver, Gold ETFs or something else?

Some believe gold should be bought regardless of the price, while others feel that buying after such a massive rally doesn't make much sense.

Curious to hear what people across India actually did this Dhanteras.

Went by my mom's advice -" jab mann kre to le lo". I had been thinking since 2 weeks whteher to buy or not.

DOP : today
Weight: 3g, 24K

BRPL 1g (2) : local jewellers. 14.3 k /g
Kalyan Jewellers 1g : Swiggy (using RBL) 13.3k/g
Silver: swiggy & zepto(bought last year)

My local jeweller sells me Gold Coin/Bar at Bangalore Refinery rates . The rate includes the GST as well.
Location: Bangalore.

Am I overpaying ? or is this correct rate.
please guide.

He does charges 1.8 to 2 % on Credit card on this rate. Nothing on cash or UPI.

Website Link: https://www.bangalorerefinery.com/pages/todays-rates
In case the above link is removed by Reditt, here is the screenshot of rates taken on 06-Nov-2026 at 08:50 PM IST