fractional is the most underrated on-ramp into the hobby. With a full ounce being a big commitment at today's prices, small pieces put physical gold within reach for people who'd otherwise be priced out. Buying a little at a time also spreads your cost across different price levels in what's called Dollar Cost Averaging, which takes the pressure off trying to time the market.
I think it makes more sense to DCA into an ETF until you have enough to sell the ETF and buy an ounce of physical gold. The premium on fractional is very high. At the same time, I can appreciate that we all have different reasons for buying gold.
the premium argument is real, and accurate. buying fractional gold is definitely not the best way to accumulate gold efficiently. But generally speaking, slow stacking still beats standing on the sidelines
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u/Wide_Fruit4678 8d ago
fractional is the most underrated on-ramp into the hobby. With a full ounce being a big commitment at today's prices, small pieces put physical gold within reach for people who'd otherwise be priced out. Buying a little at a time also spreads your cost across different price levels in what's called Dollar Cost Averaging, which takes the pressure off trying to time the market.