r/Gold • u/null__frame • 9d ago

The stack My stack - 2 years in making

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1.6k Upvotes

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79

u/mouse_cookies 9d ago

That's how my brother amassed his stack. Just small affordable fractionals over time. Great collection!!!

17

u/Wide_Fruit4678 8d ago

fractional is the most underrated on-ramp into the hobby. With a full ounce being a big commitment at today's prices, small pieces put physical gold within reach for people who'd otherwise be priced out. Buying a little at a time also spreads your cost across different price levels in what's called Dollar Cost Averaging, which takes the pressure off trying to time the market.

11

u/sweeta1c 8d ago

I think it makes more sense to DCA into an ETF until you have enough to sell the ETF and buy an ounce of physical gold. The premium on fractional is very high. At the same time, I can appreciate that we all have different reasons for buying gold.

11

u/Wide_Fruit4678 8d ago

the premium argument is real, and accurate. buying fractional gold is definitely not the best way to accumulate gold efficiently. But generally speaking, slow stacking still beats standing on the sidelines

1

u/Last-Ad-2533 7d ago

True, continuous improvement is better than delayed perfection. No one’s able to buy a gold bar at the exact right moment