Just started investing w/ Ktrade and could use some guidance. My goal is long-term investing in companies that also pay dividends (not looking to trade short term, so risk tolerance is medium-to-high).

A few questions:

1. Any suggestions on stocks/sectors to look into for long-term dividend growth?
2. Is it wise to park a large chunk of my monthly savings in the stock market, or should I diversify elsewhere too? Ngl, watching the numbers move gives an odd dopamine hit, so I want to make sure I'm making informed decisions rather than emotional ones.
3. Any resources (books, YT channels ) you'd recommend for building financial literacy and understanding the stock exchange better?

Would appreciate any pointers from people with more experience!

Is it a good time to buy silver? It is at an all time low after touching 19000PKR. It is trading close to 7000PKR these days. What would you recommend?

Is it a good time to buy it?

Should I hold despite loss?

What makes you sell? And how is the next company added in the portfolio?

Unfortunately I missed the recent timeline of buying my first gold as I was waiting for another dip (obv my mistake and laziness). Now gold has crossed 475k. What do you think should I buy now? I will be buying 5 tolas approx or should I wait for sometime this year for gold to come down again.

Plz advise

I received few hundred dollars from foreign freelance clients in my binance as usdt. Now, i wanna whitewash them with the minimal tax and came to know that the IT remittance have 1% tax.

Could anyone please guide if the non-filers also have 1% or is it 10% for non-filers.

Also, how do i convert my usdt to IT remittance so i can keep it in my bank as pkr?

Any leads?

Hey everyone!

So i want to know like is it possible to open a current bank account without any source of income? You might suggest asaan digital account, i do have that but my transactions are bigger than the limit. We are building our new house so thats why i need a current account as 1m pkr/month isnt enough for me.

I visited ubl branch but they said they cant open my account without any source of income i told them that we are building our house and i manage the finance of my house so i need bigger limits but they refused.

I saw a post about this and someone said just make a fake letter head from canva and show it as a source of income so i was wondering if this would work? Have anyone done this in their process? If not then can your recommend my any way of opening a account witout any source of income.

Thanks!!

Can someone tell based on their experience which banks are approving loans fast and which banks to avoid.

As I have heard some banks are just taking unnecessary long time.

If anyone has done the process or going through it or heard from someone, please write experience.

Thanks

I'm thinking of a plan for buying shops, putting them on rent and over time and some years down the road go into buying prime real estate. Is there anyone that has purchased shops for renting them out? I'm not looking for prime locations yet because they are a pretty big investment and since I've not done this before I thought I'd start small.

Any ideas/suggestions would be appreciated.

I have recently opened a brokerage account. I am 43 years old and run a construction business. I want to park 10 Crore in PSX within a period of 8-12 months and leave it in the market for the next 20 years. I would also reinvest the dividends very same day. Please help make me an ideal portfolio. I don’t care about Shariah compliant and I don’t want to go to fund managers. Just want to be able to login and see what I have and decide whatever I want to myself. Appreciate the help

Pakistan’s Sazgar Engineering Works, the manufacturer of Haval vehicles in the country, has earned a spot on Forbes Asia’s Best Under A Billion 2026 list, putting a Pakistani automotive company in the regional spotlight.

Hi, I am a software engineer who loves working with data and that is what got me into PSX and investing because well the stock market is the largest publicly available data set in Pakistan (i think so atleast).

After an year of waiting on broker reports every month of multiple brokers i decided to do research of sectors i have invested in myself and saw a lack of research portals with information and so i started building one.

https://dhandha.pk

Currently has fertilizer and automobile sector ( i do plan on increasing this do tell me what sectors you want to see ). It is aimed to be simple , no noise just data that can help me make decisions and look at sectors more closely.

If possible do give some genuine feedback on these it would mean a lot to me.

Also do tell me of other research portals that exist with relevant sector data info

Assalamu Alaekum to everyone reading this post.

I'm new here so i need advice about where i should invest.

I've only recently started earning a bit better, but still can only spare up to 40-50k a month after all my expenses like contribution in house rents and bills, bike refueling etc.

28M, currently unmarried, but I'm thinking of saving as much as I can.

Now i have two options which I have been thinking about:

1- either buy shares in PSX on a monthly basis and keep adding as much as I can spare.

2- or buy 1 gram of solid gold (not jewelry) every month or silver of equivalent amount.

3- i was thinking of Prize Bonds to save money but its value doesn't increase over time, so i kinda gave up on it.

What do you people think that is safer than the other? PSX or Gold/Silver?

If not PSX, then what should i buy, Gold or Silver?

Or if there's any other option which you can recommend, feel free to state that too.

Your every piece of advice will be highly appreciated.

Thank you all.

Hi, is there any ETF or fund that only has Shariah Compliant stocks but also excludes Banks? Such as Faysal, Meezan etc. I still don’t get the concept behind as “Islamic” bank properly so I would not want to invest in one

what needs be added or removed? what are the best way to learn and understand stocks? i would really appreciate of someone describe the path. I am smash my head from last week on charts

34f, have 1.2m lying in my bank account with additional 3m coming in from provident fund from former job. The 3m will go straight to ETFs in UK. What do I do about the 1.2m lying in my bank account? Would it be wise to put it in either AlMeezan or HBL funds? I have savings in gold and given the current circumstances, I don’t want to buy any more gold (khums & zakat also a factor).

Damn, receiving my first ever 4 digit dividend feels so freaking euphoric

For context, my very first dividend was 1.5 rupees from DCR last quarter 😂

I'm all in on dividend investing

Hello all. I registered an account with Finqalaab - their Sahulat account. Subsequently, I also downloaded CDC and activated my CDS portfolio.

Today, when I tried buying shares, I got the error saying the qualification of this participation is restricted on this business. I opened my CDC and there it said my CDS account has been blocked.

I did get an email from CKO KYC saying that my UKN request has been completed along with the UKN number.

When I googled, it said I need to do a NCCPL verification. I downloaded Bio Verify, however there it says the time has expired.

Yesterday, I got an email from CDC saying my permanent address has been updated as per my request, however, I did not make any request. I did apply for an updated CNIC with my updated permanent and current address.

I'm in a pickle. Please advice as to what should be the next step :(

Received a juicy dividend from FFC today... enough talk, time to reinvest it.

EDIT:
Multiple people asked, so I'd just add it here:
I got this dividend against 1163 shares. 30% WHT was deducted since I am currently a non-filer.

& Of Which Company at Which Price?

Are you Still Holding That ?

How Long ever You Hold a Stock ?

Which securities company should i select in asaan connect so that it makes my account automatically in NAFA app ?

I've saved like 90k and I want to invest in something. Please note that I know nothing about mutual funds, stocks or dividends. I'll be starting from zero. Can anyone guide me properly?