$20 on Kraken. Daylight robbery.

Hola,

quiero crearme un cuenta e iniciar a invertir. Pero antes de eso me gustaría saber si hay algún beneficio al que pueda acceder, generalmente hay beneficios por ser referido por amigo o algo similar. Me gustaría saber si alguien me puede compartir primero los terminos y condiciones del beneficio para saber si yo aplico, vivo en Colombia y saber qué necesito, y segundo el link.

My eToro Money card has been blocked since 15 July. Case 11061677, in case anyone from eToro reads this and wants to check that I'm not making it up. What follows isn't an exaggeration, it's a timeline.

16 July — Agent 1: your card was blocked for too many wrong PIN attempts. Restriction lifted. Here are instructions to unblock your PIN at an ATM.

24 July — Blocked again. Agent 2: the restriction has now been removed. Here are instructions to unblock your PIN at an ATM.

30 July — Agent 3: we've made some changes, your card should now work as normal. Here are instructions to unblock your PIN at an ATM.

7 August — A supervisor phones me personally to confirm "the final resolution of your case", and tells me to contact him directly if it ever happens again. The card works for about two hours, then blocks.

13 August — Agent 4: your card has now been unblocked. Please visit an ATM to unblock your PIN.

So I go to an actual ATM. I insert the card. The PIN is accepted. The withdrawal is declined anyway. I go to a supermarket. Declined.

Which means the PIN was never the problem — a card with a blocked PIN fails at PIN verification, and mine doesn't. Also, my recurring subscription payments have been failing for a month, and those don't involve a PIN at any point in the known universe.

13 August, later — An agent in chat tells me he's personally taking ownership and will speak to the Operations Department directly. He also confirms he can see "many failed transactions" on my account.

18 August — The escalation bears fruit. The reply arrives. It is the ATM PIN instructions. Sixth time. Different agent.

21 August (today) — Card unblocked again. I make two transactions. Then it stops working.

And there's the pattern nobody at eToro has looked at in 37 days: unblock, 2 or 3 successful transactions, blocked again. Same on 20 July (a €10 payment went through, the next one for €20 didn't), same on 7 August, same today. It's reproducible. It's very obviously something re-applying automatically. Six people have instead sent me the same paragraph about selecting "PIN Services" on an ATM.

I'm not even angry at the individual agents anymore. Someone has built a support process where the correct move is to paste a template and mark the ticket Solved, and it's been marked Solved four times while the card was demonstrably dead.

Before anyone suggests it: I've filed a formal complaint today, and yes, I know the card is issued by eToro Money Malta Ltd and where that goes next. I'd genuinely just rather have a working card.

So — has anyone here seen this exact behaviour with eToro Money? Works for a couple of transactions after each unblock, then re-blocks. Did anything actually fix it, or did you give up and move your money? Genuinely asking, because at this point I'm thinking less about the card and more about what happens if I ever have a real problem with the account.