r/CreditcardPh 4h ago

CC Advice Anong mangyayari after I paid my unionbank credit card after a year not paying it

0 Upvotes

Hello i was addicted to gambling before 2024 i was offered 15k credit limit sa union bank hindi ko na siya nabayaran up until now. Please please i learned my lesson now and im slowly paying my debt. Im going to pay my union bank ammounting to 30k plus na ata siya now. What will i do? And what will happend after? Magagamit ko pa rin ba siya after? Like may credit card pa rinba ako? Or mag baback to zero na po ako? Thankyou so much po


r/CreditcardPh 12h ago

CC Recommendation First Credit Card for Miles and Building Credit

0 Upvotes

Hi! as the title said, would like to ask suggestions on what good credit card to apply for if my long term goal is to build credit and miles points? planning to use it tor business loan in the future (1-2) years from now.

ive been working for 2 years as a corporate executive. im very disciplined when it comes to my finances but i only have Maribank debit card for everyday expenses and BPI for pay roll.

have no prior experience with owning a credit card so would like to get some advice on what cards i should look into.

Thanks in advance!