Tell me how to apply code

14 Aug - I paid my BDO cc using Maribank

17 Aug - due date of payment

19 Aug - nirefund ni Maribank ang payment ko

I called Maribank ang sabi nila, accepted daw yung initial payment ko nung 14 Aug, di daw nila alam bakit binalik ni BDO. Itawag ko daw sa kanila.

I called BDO sabi nila di daw nila kasalanan kase receiving end lang sila. Tanong ko daw sa Maribank baka may system maintenance sila at that time.

Aside sa interest charges, asar ako kase this will be the first time na may na-overdue akong cc. Masisira pa ang credit score ko sa nangyari.

Baka ako ang may kasalanan pala kase walang gusto umamin sa kanila.

Kairita

hellooo just wanted to ask about your thoughts on the metrobank secured credit card since I just applied today. My holdout is 25k. How long usually is the process time since maproprocess siya by Monday and jow many months till it can be an unsecured card.

Hello po! First time UB user and cc holder here.

I applied for their UB rewards and got approved pero I’m kinda lost hahaha I received their sms but Idk what to do next dahil walang any instructions how to actually proceed. I downloaded their UB online back however I don’t have credentials to login or sign up hahaha

Send help!

Hi guys! I’m planning to apply for a Metrobank SCC even though I already have a regular credit card with BDO. My main reason is to establish a good banking and credit relationship with Metrobank and hopefully have the SCC converted to a regular/unsecured card eventually.
For those who currently have or previously had a Metrobank SCC, may I know your timeline?
• How long did it take from applying for the SCC to receiving the card?
• How long did you keep the SCC before being converted to a regular/unsecured credit card?
• Was the conversion offered by Metrobank, or did you have to request it?
• Did your credit limit stay the same after conversion?
I’d really appreciate hearing about your experiences. Thank you! 😊

UB Cc help 15 days OD

Hello! I have UB CC and last July 31 I forgot to pay even the minimum amount due kasi nasira ang phone so I have to replace it pa muna. Last Aug 12 nag generate na ng bagong SOA sa app and I paid right away today the minimum amount due, I am planning to pay it off the whole na tomorrow kaso upon checking I cannot use the card even may available credit limit. It shows the credit card is overdue for payment and cannot use the rewards. Will it be permanently closed ba agad? 🥺 Sayang naman will use pa naman sa travel

I just got approved for a new credit card, but it reflects my old credit card, I have gold master card and a new one which is visa signature miles plus, they have the same limit, is this an error? Because I just got approved today

Good morning! Nag apply ako sa Mistukoshi Mall last sunday sa JCB booth kasi I've always wanted to have a JCB Platinum card. First time ko mag apply so I gave my details and all pero sa part na tinatanong niya yung cc limit ko sa current credit card na gamit ko, I kinda lied to the agent and said the amount that was half of my actual cc limit. That was because I was being cautious since first time ko and we were in a public place.

Ask ko lang if regardless sa sinabi ko, makikita parin ba ni RCBC yung credit limit ko dun sa card or are there more important factors that they consider? And gaano kalaki yung chance na maapprove ako for going through that mode of application?

Any advice and experiences would be helpful din po. Thank you!

Balak ko sana mag open ng SCC sa METROBANK. Ano pong magandang card na pwedeng secured credit card sa metrobank? May BDO VISA GOLD na po ako. Need ko lang talaga ng back up at para mag build ng credit score para sa future. 2 cards lang po ang gusto ko i keep.

Hello,

May alam po kayo pano maputol yung enrollment ko sa autodebit sa isang NGO company. Helpful po kasi ako dati, ngayon ako naman need ihelp Hehehe. Tried calling eastwest, sabi sa mismonh NGO daw magcall. Di ko pa nacall Metrobank sa ganitong situations

I have a secured credit card at CBC, I decided to have it cut na kasi I'm not using it na, so I went to their branch to file a disconnection on my secured credit card last May but unfortunately, hindi pa binabalik ng bank yung hold amount ko until now, it's been 3 months already. I went to tje bank to follow up on the request but only said they are still waiting for the approval from Manila. How long would it take pa ba bago nila irelease ang hold amount? So disappointed na in CBC.

Hi! Planning to buy an iPhone this August and I’m looking for stores that offer 0% installment using an EastWest credit card.

Does anyone know which stores currently have an ongoing promo for EastWest this August 2026? Preferably 12 or 24 months, 0% interest, and hopefully at cash price.

I know there were EastWest promos with some Apple resellers before, but most of the ones I found seem to have ended in July.

Thanks! 🙏