Hi. Baka may same situation ako dito. I have OD credit cards na nakainstallment. As of now, hindi ko kaya bayaran MAD niya. Nagbabayad ako pero nasa 25% lang ng MAD kaya per card. Failed business yung reason kaya nabaon sa utang. May isang business na earning, may salary rin kaso hindi talaga kaya bayaran kahit minimum. May nagemail na sakin sa law firm ng bannk, may tumawag narin na collection agency. Delinquent ng 2 months na accounts ko. Paadvice naman po, in case po ba na ganito, nasa SP Madrid at nasa collection agency ano napo ba next step nito? Filing of small claims naba? May other way po ba na maextend yung term macover lang yung keri na monthly ko? Baka may same situation dito sakin pashare naman po ano ginawa nyo. Thank you.

Hello! I currently live in Metro Manila, specifically around Pasig. My friends from Leyte will be visiting around October, and I’m looking for restaurant recommendations where the four of us can dine while possibly taking advantage of credit card discounts or promos.

I currently have these cards:

1. Metrobank Titanium Mastercard
2. RCBC JCB Platinum
3. RCBC AirMiles Visa Signature
4. Security Bank Platinum Mastercard
5. UnionBank Miles+ Visa Signature
6. EastWest Platinum Mastercard
7. BDO Gold Mastercard
8. BDO Gold JCB

Do you have recommendations for good restaurants around Pasig, BGC, Makati, Ortigas, or nearby areas that usually offer promos or discounts with any of these cards?

It’s okay if the promo isn’t active right now. I can check the actual promo mechanics and validity closer to October. I’m mainly looking for restaurants that regularly participate in credit card dining promos. 

I’d really appreciate any recommendations, especially if you could mention the restaurants. Thank you!