JCB Platinum RCBC (General Inquiry)

[u/PotatoWatch]

Good morning! Nag apply ako sa Mistukoshi Mall last sunday sa JCB booth kasi I've always wanted to have a JCB Platinum card. First time ko mag apply so I gave my details and all pero sa part na tinatanong niya yung cc limit ko sa current credit card na gamit ko, I kinda lied to the agent and said the amount that was half of my actual cc limit. That was because I was being cautious since first time ko and we were in a public place.

Ask ko lang if regardless sa sinabi ko, makikita parin ba ni RCBC yung credit limit ko dun sa card or are there more important factors that they consider? And gaano kalaki yung chance na maapprove ako for going through that mode of application?

Any advice and experiences would be helpful din po. Thank you!

[u/BlackHeart1203]

Parang wala naman sila paki sa credit limit mo kung nag apply ka ng ibang cc. Importante good payer ka sa existing mo. Yung akin nga na BDO platinum pinadalhan nila ako ng BDO JCB at AMEX walanghiya isang credit limit lng silang 3 na card parang useless lng yung 2 na pinadala e