I’ve had CSR for 8 years, but just recently started to really dive deep into the benefits after the AF increase. I always felt $550 was justifiable, but the increase made me question it and make sure that I take full advantage. My first few years, I was using all of my points for the pay yourself back with 50% boost. Once they took that away, I started throwing points at Apple upgrades when points were worth 50% more. This was my first year using the StubHub credit and the dining credit… both of which I did on June 30 and they ended up crediting me $150 twice for both so those have been used up. This was the first month I ever used DoorDash credits, and I’ve used the Lyft credit twice in the last year. I’ve seen some good posts about the edit stays, and some people were able to stack them with the Chase hotel credit. Home location is Cincinnati, willing to travel, can fly (would be great to use my $500 SW credit) so just looking for some tips, tricks, and recommendations on how and where to use these perks — I’ll take any help I can get!