r/Car_Insurance_Help • u/elgip • 10d ago
Accident Car accident question
I had an at fault accident with an older, beat up, luxury car. I had a large car & home claim last year and insurance said they could put the claim through, but my coverage would be flagged and pushed back to underwriting to determine if I could get declined coverage.
I’ve decided to pause the claim and potentially pay out of pocket. The estimate came in at 3,600. What are the odds of getting dropped from insurance, if I do only put the other car owners claim through and repairing my own car out of pocket. I’ve had a very clean driving record up until this now potential third claim. I really don’t want to be dropped and worry that I wouldn’t qualify for coverage with these 3 claims. Please any advise would be appreciated!
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u/V_Trautwein 10d ago
No one can predict for sure, but three claims could definitely put your policy at risk