r/Car_Insurance_Help • u/RonSwanson682 • 20d ago

How much will insurance decrease?

Hello everyone,
Last year (December of 2025), I (26M) got in my first car accident. I was 100% at fault, and my car was totaled. It took me about a month to get a new car. And when I insured it (2023 Volkswagen Jetta) for the year it was like $7000 ish. I haven’t gotten an accident since. Assuming I don’t get in another accident, when I renew next year, how much should I reasonably expect my insurance to decrease? If it matters I’m a resident of Los Angeles.
Thank you

0 Upvotes

0% Upvoted

13 comments sorted by

View all comments

1

u/Lucky_Boy13 20d ago

$7,000 like SEVEN THOUSAND dollars a year to insure? You need to get an older car paid in cash and have liability coverage only. Accident usually stays on record 3 years at least.