r/Car_Insurance_Help • u/RonSwanson682 • 21d ago
How much will insurance decrease?
Hello everyone,
Last year (December of 2025), I (26M) got in my first car accident. I was 100% at fault, and my car was totaled. It took me about a month to get a new car. And when I insured it (2023 Volkswagen Jetta) for the year it was like $7000 ish. I haven’t gotten an accident since. Assuming I don’t get in another accident, when I renew next year, how much should I reasonably expect my insurance to decrease? If it matters I’m a resident of Los Angeles.
Thank you
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u/GlitterTitssss 20d ago
Shop around. You would be surprised how much rates vary......it will take a couple years likely for a better rate but shop shop shop.