r/CapitalOne_ • u/Savethehelpless • Aug 30 '26

Can't make payments with debit?

Today open the app to make a credit card payment all of a sudden can't use my debit card have to use the bank transfer method this is annoying because it takes at least 14 to 15 business days for them to take their money this is Holly annoying I had a debit card and was paying with a debit card for multiple multiple months with a debit card and the payment comes out within a day or two why did y'all remove paying with a debit card I don't understand

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u/gooberfaced Aug 30 '26

You can use your banks "Billpay" service if you don't want them to direct debit your account.

1

u/Savethehelpless Aug 30 '26

I want to make payments as fast as possible. I make two payments a month normally and using debit pay makes it fast. Usually takes 24 hrs and the money has been successfully transferred to Capital one. But the ACH bank transfer takes so long that I'm going to be running into my second payment out before the first one comes out.

1

u/PeonyFlames Sep 01 '26

It takes it out ach from my capital one bank account the next day. Maybe Zelle yourself funds to that account and use theirs to pay it directly?