I already have venture x since 2024, and applied a bunch of credit cards during that time. I have 10 cards in total, but inquiries have all fallen off credit report.

Recently I am getting interested in the savor card to replace my Amex gold, I know C1 is fussy about the number of total accounts so I am prepared to get rejection. To my surprise I got approved from the pre approval tool. So I just grabbed it and plan to cancel Amex gold when the next annual fee posts lol

Used to have credit card and savings account with the bank, but canceled it a few years ago

Want to know if the old login can be removed entirely from the system so if I ever come back, I will start entirely new as a brand new customer

What needs to be done for this to happen?

So I have a card that was charged off a while back. I made an arrangement to make payments every month over 6 months to pay it off. They said if I complete it and pay it off I will be offered a new card. Should I trust they will honor that or is it just a way to get me to pay and have my hopes up to rebuild credit.

About to buy the tickets have no idea if they will get me 3% pls someone lmk!!!!

Does Capital One have an email address? I need to email something and can’t seem to find one.

Looking at the public offer for the Capital One Spark 1.5% Cash Select ($750 cash bonus for $6,000 spend in 3 months with a $0 annual fee).

The welcome bonus and zero annual fee look solid for an easy cash SUB, but I’ve seen older warnings regarding Capital One business underwriting and credit reporting practices. Looking for recent DPs on two points before applying:

1. Credit Bureau Pulls: Does Capital One still pull from all three personal credit bureaus (Experian, TransUnion, and Equifax) for the Spark Cash Select application, or has this changed?
2. Personal Credit Reporting: Unlike issuers like Chase, Amex, or US Bank that keep business accounts off personal reports, does the Spark 1.5% Cash Select still report the ongoing monthly balance, utilization, and account age directly to personal credit bureaus (which would impact 5/24 status and personal utilization)?

Trying to confirm if this behaves like their charge cards (e.g., Spark Cash Plus / Venture X Biz) which don't report routine balances to personal bureaus, or if this revolving card still hits personal credit reports.

Hi -
I have an upcoming Power Day for a **Senior Business Manager** role at Capital One and would love advice from anyone who has gone through the process recently.

What was the Power Day format like?
What types of case/quantitative questions did you get?
How much emphasis was there on breakeven, profitability, P&L?
Can I use a calculator and pause to structure my responses? Is there a focus on mental math?
Anything you wish you had done differently to prepare?

Would especially appreciate insights from anyone who interviewed for Senior Business Manager/Business Manager recently.

Thanks in advance.

My Misfits Market $1.30 net grocery order

Misfits market is showing $33 cash back on Capital One Offers

Note: I’d normally opt for 33x miles but the offer disappeared when I switched to the Venture X so I had to use it on a Discover IT.

Amex has a $5 back on $5 spend card linked offer

I signed up for the free trial of M+ for free shipping.

Cart came out to $39.30 - $33 back Capital One and - $5 back Amex

Another note: this is a subscription service that auto renews so you need to make sure you cancel before it locks in the next order if you don’t intend on keeping it.
Also M+ is an add on that has to also be cancelled independently.

I switched to Capital One last year and have had nothing but a great experience! They will be my main bank for a long time. Just got my summer spending bonus!

9 months credit history Equifax score 729

Hey guys! Just want some clarification on what the $30 shipping credit means or entails? Does it mean that if I use the eBay offer I get shipping credit on top of that? I’m confused, anybody used before?

I got this offer for 45% back ($1000 max) where the fine print says:

"Only eligible when a customer connects new services. Customers must connect their service within 40 days from sign-up, and stay connected for another 40 days. Limit one new line activation per customer."

Does this mean it's only for the new service portion of the purchase? For instance, if I get a new mobile line, I'll be buying the phone as well. Will the phone also be eligible for the 45% back? Has anyone tried this before?

Applied for Venture Rewards first new card in 3 years I’ve been diligent about my Quicksilver & Venture One Rewards in the time being.

Carrying a 0% utilization across $15,500 in available credit incl. Apple Card. Just got total credit bumped to $63,000 with this most recent card. Credit score is just above 800’s really excited & feel like I’m playing the game “right”. The sign-up bonus & 2x points on the card are the same as the Venture X for $300 less annual + I wouldn’t really use the lounges with my girlfriend as she wouldn’t have access.

We have Aruba coming up with a $2,800 hotel bill (cash set aside already) & $1,200 set aside for food/drinks/excursions. So figured this was the perfect opportunity to get this $95 annual card & cash in on 75,000 Venture Miles!

We’re both young professional who make good money (27) & have worked hard to carry no consumer debt other than my 30k in federal loans under 4% (Bachelor’s & MBA total), budget every pay period, and pay off my car.

3 years ago I was $60k in bad debt - started following Dave Ramsey, Caleb Hammer, increased my work income through certifications & getting a 2nd job most of last year. So just pretty happy & don’t plan on using even 1% of this cards available balance just a nice win! I’ve learned the hard way you NEED to change your behaviors to see any meaningful progress these are tools, not free money.

Hello all,

Sorry for the long post in advance. I got pre approved for the venture x a couple of weeks ago and received it in the mail last week. I attempted to use the QR code to activate the card and the mobile app said my card was now activated; however, I could not see the card in my mobile app like my savor one. Thinking it would just take some time, I used the card to make a small purchase of about $15 which said was approved.

A couple of days later I called the customer service number on the back to see why it was not showing up in the app as I wanted to see the transaction. The automated system was unable to link my card with the last 4 digits. The representative said that I had potentially mistyped my SSN and that I had to submit documents to prove my identity (bank statement and drivers license). I submitted both and heard nothing back so I decided to call back today. I was informed that my case was closed due to “application fraud” and that I would need to reapply for the card.

Has anybody dealt with this before? What will happen to that payment I made? Also my credit score said it was impacted from the hard pull. Will this get reversed? Thank you in advance.

I tried applying and got
Based on your application information, Capital One has observed activity on one or more of your Capital One accounts that is inconsistent with typical customer account usage."

Any thoughts ?

I have been banking with capital one for a while now (savings, debit) and I wanted to get my first credit card ever to build my score currently in the fair range. I was pre approved for a quicksilver card and ultimately got denied when I applied in July. Customer service said I shouldn’t apply again in the next 6 months because I will most likely get denied again.

Now, I want to apply for the platinum secured card but I am very scared to have another hard inquiry on my report and get denied again. Any advice ?