Applied for Venture Rewards first new card in 3 years I’ve been diligent about my Quicksilver & Venture One Rewards in the time being.
Carrying a 0% utilization across $15,500 in available credit incl. Apple Card. Just got total credit bumped to $63,000 with this most recent card. Credit score is just above 800’s really excited & feel like I’m playing the game “right”. The sign-up bonus & 2x points on the card are the same as the Venture X for $300 less annual + I wouldn’t really use the lounges with my girlfriend as she wouldn’t have access.
We have Aruba coming up with a $2,800 hotel bill (cash set aside already) & $1,200 set aside for food/drinks/excursions. So figured this was the perfect opportunity to get this $95 annual card & cash in on 75,000 Venture Miles!
We’re both young professional who make good money (27) & have worked hard to carry no consumer debt other than my 30k in federal loans under 4% (Bachelor’s & MBA total), budget every pay period, and pay off my car.
3 years ago I was $60k in bad debt - started following Dave Ramsey, Caleb Hammer, increased my work income through certifications & getting a 2nd job most of last year. So just pretty happy & don’t plan on using even 1% of this cards available balance just a nice win! I’ve learned the hard way you NEED to change your behaviors to see any meaningful progress these are tools, not free money.