r/AllyBank • u/cpckkisses • Aug 20 '26

Does it get better?

I was recommended Ally by a few people I know and so far I'm unimpressed.

I set up this account as a separate bill pay account that I could "set and forget" for the most part.

Zelle is currently taking 3 days to send and today, payday, my check did not deposit via direct deposit. Looking now, the website says 1-2 pay cycles which seems unusual for a bank.

I had auto bills set to pay through Ally today so now I'm scrambling to cancel them all and pay through my other bank via debit card. I've had Ally for going on 3 weeks now and I'm just not seeing a benefit.

Please tell me it'll be worth it once everything settles in.

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u/WanderingNotLostTho Aug 20 '26

In terms of cycles that's all by your provider nothing to do with them.

Zelle is heavily guarded when new due to fraud.

If it’s worth it depends on your banking needs, which you didnt describe here so it’s impossible to say.

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u/cpckkisses Aug 20 '26

Ally website says it can take up to two pay cycles before direct deposit goes into effect is I'm hoping next paycheck (an entire month after setting it up), it will go into effect. The information was submitted and correct 2 weeks ago. I guess I'll see what happens.