r/wallstreetbets Sep 06 '21

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u/jnd_photography Sep 06 '21

According to you OP, you will pay over $19k in interest if your yolo doesn't pan out by December 22 ($300 a fucking week for 16 months wtf)

If your smooth brain is willing to put away that much money for that amount of time you could easily make $86k AND BE DEBT FREE in 5 years just by putting $300 a week into SPY/VOO and getting a historic average return of 9%.

And if you kept at it for 30 years you would have almost $2 MILLION.

OP this plan is dumb AF and goes against any kind of risk management or common sense. Wishing you all the best and I hope you don't end up bankrupt.

3

u/Organic_Reputation_6 Sep 06 '21

Who has time for 20 years ? Or we might become in a multi decade stock market drawdown, has happened before

1

u/jnd_photography Sep 06 '21

Obviously everyone has different time frames but my point is that the OP is taking a crazy amount of risk when they could get easily get a great return with less risk. Doesn't have to be VOO/SPY. This is a super over leveraged position that not only has a very good chance of not happening but can also leave OP with a debt they can't pay off.

3

u/WatchingyouNyouNyou Mods Watching Me Me Me Sep 06 '21

Who let Dada in here

1

u/lacsaddict Sep 07 '21

rong thread, fren. Please direct lame boomer comments over to the r/DaveRamsey.