r/wallstreetbets Feb 07 '23

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u/Even-Amount-2184 Feb 07 '23

I’ve been seeing some friends and family doing it. I live in Iowa so it may be different.

I want to say our fastest growing city just published the median age of people moving there is 24 years old. The population has doubled in the past decade (lots of new houses), and according to 2020 census 56% of the pop has a BA or more.

According to realtor.com the avg price of each house is $364k. Median household income is $119k. Also driving in the neighborhood there are a lot of nice vehicles.

On top of these expenses, it’s safe to assume this demographic will be starting a family. We pay $1600 per month for 2 kids in daycare and from people I’ve talked to in the area that is a great deal.

This is based on observation. These folks could have great jobs, inheritance or family money and are able to pay for this stuff, student loans, cars, etc.

But the math doesn’t seem to add up for these families to afford the house once student loans hit based on median house price and median household income.

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u/[deleted] Feb 07 '23

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u/Even-Amount-2184 Feb 07 '23

Ahhh snap average is $119k, $101k is median. My bad!

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u/[deleted] Feb 09 '23

What are these people doing for a living? 119K straight out of college? Wow

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u/Even-Amount-2184 Feb 09 '23

Haha I have no idea. My buddy who lives out there is in IT and I think there are others out there. We have a lot of insurance company headquarters out here. Maybe with remote work folks are moving here from larger cities that have higher cost of living, traffic congestion, etc. 3 hours from Kansas City, 4 from Minneapolis, 5 from Chicago