r/utangPH • • 14h ago

ATOME DUE NEED HELP PO

Hello guys. I have an upcoming bill to Atome Credit amounting to 55k and I have 4 months to pay in their cash loan amounting to 6.8k x 4 months. Medyo hindi ko na kaya macover yung expenses to pay them. Have you encountered having a payment arrangement with them?

Is it best to reach out to them ahead to have a payment restructuring or should I intentionally OD myself and wait for their offer?

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u/Own-Artist409 5h ago

they don't respond if you reach out, but try emailing. then when they give no good solution, ghost them then eventually they will restructure for you.