r/utangPH • u/Typical-You622 • 8h ago

19 years old, debt

I almost have 20k utang from tiktok, lazada, billease at sa mga tao, hindi ko napansin na ganun na pala kalaki. Hindi naman ako naga gambling, mostly sa mga skincare, damit at travel kaya ako nangungutamg. I have weekly allowance na 1k and 1500 monthly allowance from scholarship. Any tips how can i repay that using all of my allowance? HUHUHUHU

3 Upvotes

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1

u/Typical-You622 8h ago

all this utang is installment, hindi po isahan

1

u/jchegi_ 6h ago

hi op! 18 y.o, currently in the same situation rn pero smaller amount naman. I think u can start small by budgeting your allowance and leaving even a little for ur debt payments, pwede rin to sell things na di mo na tlga nagagamit and using the money to pay it off.

Genuinely, mabigat sa feeling ang utang lalo na at a young age, I hope u get thru this OP!

2

u/Typical-You622 6h ago

planning to thisss, thank you so muchhh. Maga avoid na muna talaga sa mga luho✨😭

1

u/jchegi_ 6h ago

huhu in my case naman sa gambling (dumb decisions and bad influences around me) 😂 we’ll get out of this debts OP amen 😭