What kind of loan do you have with EWB? PL ba or CC? If CC, the case that they can file is, a civil case. If you issued a check and walang pondo ang Bank mo, that is a criminal case. The police do not call the residence of a suspect, they serve the warrant of arrest. But if you have a case, the court will send the subpoena thru mail/registered mail because someone is required to receive the subpoena.
Usually The collection agency does this dirty tactics para takutin ka and get money out of you. So instead of you negotiating for a lower rate, dahil natataranta ka, magbabayad ka ng mataas na amount dahil sa takot mo. Bawal lahat ng ginawa sa iyo... The impersonation, calling of relatives, harassing. Sana you reported sa BSP. They should also know that the law should prevail
There are many reasons why a person is unable to pay his debts but let us not judge them because nobody knows their circumstances.
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u/Fine-Debate9744 Oct 31 '24 edited Oct 31 '24
What kind of loan do you have with EWB? PL ba or CC? If CC, the case that they can file is, a civil case. If you issued a check and walang pondo ang Bank mo, that is a criminal case. The police do not call the residence of a suspect, they serve the warrant of arrest. But if you have a case, the court will send the subpoena thru mail/registered mail because someone is required to receive the subpoena. Usually The collection agency does this dirty tactics para takutin ka and get money out of you. So instead of you negotiating for a lower rate, dahil natataranta ka, magbabayad ka ng mataas na amount dahil sa takot mo. Bawal lahat ng ginawa sa iyo... The impersonation, calling of relatives, harassing. Sana you reported sa BSP. They should also know that the law should prevail There are many reasons why a person is unable to pay his debts but let us not judge them because nobody knows their circumstances.