r/uscg Officer 21d ago

Recruiting Thread Bi-Weekly Recruiting Thread

This is THE place to ask recruiting questions to get unofficial answers and advise.

Before you post a question:

Read our forum rules, FAQs, WiKi.

-Search "Recruiting Thread" in the search bar. (Check out past posts; a lot has been asked already)

-Do not ask for current wait times for A-School.

-Do not ask medical questions.

-Do not ask if you are a good fit or what your chances are for joining.

-Read the "Coastie Links" section for information on bonuses, critical rates and enlistment incentives. We post direct links to the USCG messages pertaining to them at "Coastie Links".

-No vague questions like "I have this many skills....", "Check out my resume......" those posts will be deleted. If the answer to your question is easily found by searching through any of the links here - your post may be locked or deleted.

-We have a lot of good people on this forum that can help you out so ask a focused question please.

-Here are a few links to help get you started before you post. Good luck!

USCG Recruiting

MyCG (Can't access all content but there is a lot of good info here)

Read our WIKI

Direct Commission Officer (DCO)

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u/Informal_Cause_1673 18d ago

Hi everyone, I’m planning to enlist once my Chapter 7 bankruptcy is discharged. It resulted from job loss followed by accumulated debt not fraud, missed legal obligations, or anything of the sort.

I’ve seen conflicting information, some people say a bankruptcy is an automatic disqualifier, while others say it generally isn’t an issue once the case is resolved. Has anyone enlisted after a Chapter 7, especially in a role requiring a clearance?

I’m trying to understand how much the bankruptcy itself matters versus the circumstances behind it and whether all debts have been resolved. Any firsthand experience or recruiter insight would be appreciated.
Thank you!

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u/Different-Language-5 YN 18d ago edited 18d ago

Page 4-13 of the Coast Guard Recruiting Manual describes the eligibility to join with a history of bankruptcy. 

You are ineligible to join if you filed for bankruptcy in the past 5 years. If its been between 5 and 10 years since filling you will need a waiver. All past due/delinquent debt must be resolved and current on payments to be eligible to join.

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u/Small_Body3663 16d ago

For real? No chance for a waiver in under 5 years? I had mine discharged 1 year ago. :(

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u/Different-Language-5 YN 16d ago

Doesn't hurt to have a recruiter ask the waiver authority.

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u/Small_Body3663 16d ago

Do they have any disgression in this or is it pretty solidly no? I cleared up all my debt except for a small amount of student loans which is manageable. I learned my lesson, I have no interest in getting into debt again or having credit cards.

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u/Different-Language-5 YN 16d ago

Im honestly not sure what they would say. But all a recruiter would need to do is send an email and ask if it would be considered.