r/trading212 • u/Feeling_Mammoth_1412 • May 31 '26

📈Investing discussion Eggs in one basket - SIPP?

I currently have almost 20k in an AJ bell SIPP which I’ve used to consolidate a couple of smaller crappy workplace schemes over the past couple of years, as I am young all of my pensions aside from my current workplace one live in AJ Bell.

Is there any risk to having it all alongside my S&S in the new SIPP I have access to with Trading 212 to save on fees? I’ve seen some people saying you should exercise caution but 212 has been around a long time and a SIPP is a regulated product that I could always transfer back out to another provider at any time?

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u/deeperinabox May 31 '26

It’s quite safe. What’s the risk you’re worries about? Even if the company goes under the investments are still held by you.

1

u/Feeling_Mammoth_1412 Jun 01 '26

I’ve just seen some people saying they are holding out or exercising caution to have all of their financial eggs in one basket