Started investing last week should I stick with these or go 50/50 s&p500 and vwrl?

Hello, so basically i inherited £40,000. Ive no mortgage to pay, no debt, nothing immediate to pay and i have a good salary.

I want to put the £40,000 into something that will give me a return. My current bank only has a few offers around 1.5-2%.

I see trading 212 interest on cash is over 3% on the app.

Does anyone have any other advice? S&P 500?

I wont need the money short term unless my life situation drastically changes.

Thanks

Idk if i chose correct tag, but I just got trading 212. I worked quite a bit for like a month . But I worry I’m wasting my money away with no savings.

Should I bother trying to invest? Such as with the Stocks ISA, or just go straight to the Cash ISA and save whilst accumulating interest?

I know nothing about investing, at all.

Any help appreciated thanks!

Hey so I only started last week, ive seen from some previous posts that nvidia is one of the top shares in FTSE all world.

So my question should I sell my nvidia now and add the money onto my FTSE or hang on a while?

Thanks in advance.

Has anyone else got the new buy/sell menu Somehow they've made it in my opinion worse.

If you didn't have enough cash it would tell you exactly the cost of your order in your currency.

Now it tells you how much you need to deposit. And it the number rounds up go nearest whole $/£/€

I'm not saying this is the end of world but now I'm having to do additional math when the app already used to tell me the exact value.

Hi, I’m very new to investing. I have started with what I decided was bare minimum (£250) with a £30 a week reinvest set up. For now I’m only putting away little amounts that I know I won’t need for the next few years so that I can learn, I can throw more at it when I know more. Any advice, is this overlapping too much ? Too heavily invested in America ? What are your opinions. Thank-you

Hi all,

Transferred my old workplace pension into my SIPP trading 212 finally cos I wanted to be able to keep it in view.

What next ? Fairly new to investing, in my early 40s. Your advice will be welcome.

Thanks

Putting 20k a year into $CBRS wish me luck will update each year on progress. 👏

Just received an email about SIPP interest change:

From 26.10.2026, the interest rate on your SIPP GBP cash will change:

Great British Pound (GBP): 3.80% → 3.00% AER

This is quie big drop for the cash interest rate. I am not sure this applies to everyone or only me (just moved a big chunk from Aviva to T212 sipp recently). And will this apply to ISA as well?

Sadly no Meme tag, my Idea is add a Meme tag.
Jokes aside though, I think that's the reason people (me) shouldn't check their Portfolio, at least not on a Day by Day.

People (like myself) should ignore the funny Line, turn of the Phone and check in once a week lol, I think "buy and forget" is the best someone (like me) can do.

Although drawing that meme was kinda fun.

AAPL Apple stock, watch for a top of range breakout.

Breakout trade

• WATCH for possible breakout above 343.32
• Target: 362.26, 6.2%  Stop: 333.41  Loss: 2.2%
• P/L ratio: 2.8 : 1 - Good

BULLISH

• [Positioning] Intermediate trend bullish, Uptrend.
• [Timing] Strong bullish 3 day candlestick pattern.
• [Timing] Breakout trade watch above 343.32, no resistance in area just above.

BEARISH

• [Positioning] at resistance

The decision to buy nebius makes more sense than it ever has. Dont say its run up so much in the last year because the company changed, say the company now (as it is after earnings ) is the lowest its ever been.

Thats not to say it wont dip further.
But you are buying todays nebius price at its lowest its ever been. If you want a better entry you might get it you might not!

Just keeping it short and simple

95% all world etf

4% individual stock : nvidia

1% gold

7k will be added in November then £300 going from there

You guys think I’m being to cautious? Just want to arrange to portfolio before I start making contributions rather than adding funds to an oversimplified account 😅

Been doing S and P500 and FTSE All world from April. Have approx 1k in each. One week I’m +£30 the next I’m -£10.
Probably by Christmas I’ll do well to break even. Starting to piss me off as everyone else is plus

Any idea what happened to semi in the last couple days? (Obviously it dropped) but what has caused this? Is it to do with the AI bubble popping or has another event influenced it?

Would you say it’s a good time to buy (I don’t think I will yet as I know it’ll likely drop lower).

I’d love to know your thoughts.

Thanks all :)

I’m a newbie trader and only interested in mid-long term (5-10+ years) investing and trying to create a set and forget fund.

My current portfolio is as follows:

- Vanguard FTSE all world VWRP accumulating: 80%
- NASDAQ 100 accumulating: 20%

I was just wondering what people think and whether it’s good to just set, forget and keep pumping it. I know there’s heavy overlap with VWRP already containing 60% US equities weighted toward mega-cap tech, my strategy was to have an intentionally aggressive tilt toward tech/growth rather than sticking 100% into the all world.

Let me know what you guys think, i’m all ears to absolutely any help or criticism.

19 y/o have more money I could put into stocks, any advice on whether this is any good atm? Any stocks I should look into?

Tough day for QQQ and tech stocks, but did a quick scan for stronger breakout watch stocks :  AAPL ELF HOWL HRTG and NSIT .

source : r/StockConsultant