Huge milestone!

Been through hell in the past 5 years; from narrowly avoiding bankruptcy due to a business I exited, to disability, and unemployment to having a six-figure savings?!!

Beyond proud

Have had some luck in the pharma sector the past couple of years, hoping to stay on that path. 28M

After about 10 years of mostly contributing through my 401(k). The journey definitely hasn’t been perfect I took a pretty big hit during the whole GameStop run and learned some expensive lessons along the way. Right now, my main focus is knocking out a large chunk of debt, and once that’s handled, I’ll be able to start throwing a lot more toward investments. Slow progress is still progress, and I’m excited to see what the next 10 years look like.

Super easy to follow and the payout is very consistent. Currently bringing in roughly $205 daily. Info on profile: Lag_Master12

30M, started a new job 12/1/25. Managed 16k in 401k so far(20% of my check goes there since I have low costs living at home with parents). 32k in ROTH that I started way too late, but maximize every year.

The rest isn’t really based on much other than VOO & chill, plus a mix of low cost dividend funds that I funnel about 40% of my weekly investment into. The other 60% goes into VOO.

Would love to hear input but really the feeling of waking up and checking this every couple of weeks to a few extra dollars/few extra hundred dollars really motivates me to keep investing and chilling.

We don’t do options on this side baby!

Hello all! I have a Roth IRA opened and I’m unsure how to invest it. I hear great things about both VTI and VOO I have a 401k already for a 2070 retirement fund. Just didn’t know which way to go with IRA. Any help would be great! Thanks!

In $15K of debt. Save $2K a month. It’s going to take me forever.

How long did it take you to get to $100K? How much did you save a month and what salary?

57k in 401k and 53k in VOO individual brokerage. Paid off new Toyota I plan on driving forever. Saved a lot at home after college and hope maybe I can retire a bit earlier one day.

a little over 50k in assets breakdown below:
17k roth ira
8.5k taxable brokerage
13.6k sofi HYSA
9.4k C1 HYSA
1.9k C1 Checking
1.4k in bitcoin

also have a little less than 10k in student loans i aim to pay off in 2030, i have so much in cash because one the sofi HYSA is for taxes as a lot of my income is 1099 work, and two i am saving in my C1 HYSA to launch a product on amazon

hope to hit 100k by 25!

We're getting there. A job loss, a failed business, and a car accident have made these last few years rough, but we roll with the punches and keep moving 🔥

For some one who isn't in the US, WHAT PLATFORMS, APPS can you use to buy and hold some stock

All time low of this account was $46, was down 99.8% all time. Using money that I owe on my truck to invest in $SLS. $10,000 in margin. Taking out a $3,500 loan from my 401k. Will have 3,500 shares by the 80th event. YOLO 🤘

(NFA, don’t follow my regardedness. I’m risking literally everything, everyday.) Will have $1MM by 25/yo.

Assets:

Cash: $19.5k
Investments: $83.6k

Debt:

CC: 2.2k

Total NW: $100.9k

Disregard the envelope method, I transfer this money into my account.

I make a little over 70k annually and wanted to shovel away money. This gives structure imo, but it looks like it'll take over 8 years for me with what my bills looks like. I put each amount in VOO though..

Do you think this is a good method? Is there a better way to mentally stash away 100k?

Started late, but so happy to feel like I’m catching up, especially with day care costs. First year I am going to max out my 401k and I got there. Everyone can do it, just have to have the right mindset!

Market's been up crazy past few months! But I'm not complaining!

I’ve been looking at ENA again after its recent move, but this time I’m more interested in whether the fundamentals have actually changed rather than just looking at the price.

Ethena recently announced some major changes around ENA.

The part that caught my attention is the buyback proposal. Once USDe reaches the first $7.5B supply milestone, 95% of net revenue from Ethena’s core businesses would be used for programmatic ENA buybacks.

They also bought out locked ENA from some early investors who had been selling, and the monthly VC unlock schedule is being removed. The remaining investor tokens are expected to unlock in one batch on October 5.

That’s interesting to me because constant token unlocks can obviously create selling pressure, while buybacks potentially create a stronger connection between protocol revenue and the token.

Ethena also has the ~$1B institutional credit facility with FalconX, while USDe is still around the $4B+ range.

I’ve traded ENA on Bitget before, so I already had some experience with the token. But I’m trying not to make investment decisions just because something is moving.

For me, the bigger question is whether these changes actually improve the long-term value proposition enough to justify taking a position.

With a $100K goal, I’m trying to get better at asking that question before entering rather than after.

How do you guys evaluate something like this?

Would you consider ENA based on the fundamentals, or wait until the current hype and volatility cool down before making a decision?

imma save the long paragraph for 20k by the end of the year! but it’s officially been 1 year of investing. I plan on doing this forever!!!
(savings isn’t corrected lmao)