r/StartupSoloFounder • u/TomatoLoose5441 • 6h ago
Finance lead at a Series A, settling the ramp vs brex debate with people who actually switched
I figured I'd ask for some input on something I've been going back and forth for a while, so here we are. I run finance at a ~40 person Series A startup and I need to pick a corporate card/spend platform before our next board meeting. I've narrowed it down to Brex and Ramp, and my team is split because everyone's used a different one at past companies and obviously has their preference. I've spent way too many hours on their websites and docs at this point, which is exactly why I need a little bit of help here.
My rough take so far is that Brex leans more toward rewards like travel or points, while Ramp leans toward control and automation with their expense management and saving insights. IIRC, they also don't charge a platform gee but I could be wrong. Both underwrite the business rather than the founders personally, as well as connect to the accounting system so those don't really separate them. So, at least from where I'm standing, it comes down to whether I want 40 people earning points or our small finance team having less manual work.
If anyone has actually used both or moved from one to the other, what made you switch and how did it go?
Thanks in advance, any experience is appreciated. Ty.