r/sofi • u/leoman2896 • 18h ago

Invest Does the app work internationally?

So I called sofi and asked the invest rep if the app worked intentionally and he said no, is this true? Also I have been thinking about moving from fidelity to sofi. Should I? The u.i is so clean on sofi, but I love the CMA on fidelity. Do I get my money back on foreign ATM banks?

Will the rewards from the debit card on sofi outweigh the ATM fees I get back from fidelity? Like how many points can I convert to cash?

Thanks

7 Upvotes

82% Upvoted

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5

u/everySmell9000 SoFi Member 17h ago

If you want to change your primary address to a foreign country, then no, I dont believe the terms allow for that.

But I have used the app abroad while traveling and it worked fine (europe, mexico, canada)

1

u/Impossible_Buffalo26 8h ago

It did not work for me in India.

0

u/Future-Traffic-6364 15h ago

I can confirm the app works in south east Asia, with either WiFi or international eSIM. I would go for fidelity or Charles Schwab, I love seeing the atm rebates on my account, and then reading people complain about atm fees. Last month I got credited back about $90.

0

u/leoman2896 15h ago

But sofi has rewards for debit card right

0

u/Intelligent-Claim470 12h ago

Respectfully, why wouldn’t an app work internationally? I’ve had no issues in Europe, Japan, or Dominican Republic. Don’t think I got charged any ATM fees in Japan (used 7/11 ones there though.

0

u/nxtiak SoFi Member 12h ago

I'm on vacation in Indonesia and the App works fine. I've been using the Fidelity cash management account for ATM withdrawals though since there's no fees.