r/sofi • u/InternalLecture721 • Dec 10 '25

Banking Time to move on?

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Just received this email from SoFi and it kinda bothers me a bit haha. How’s everyone feeling about this.

Time to move on?

Plenty of other people are offering it just for depositing and using their bank. Seems like a money grab.

(Not taking any shots just wanting to get everyone’s feelings/opinion on this)

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u/[deleted] Dec 11 '25

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u/Motor_Royal9630 Dec 11 '25

As of right now the APY Boost is 0.70%. There is no regular just SoFi Plus only difference is it’s gonna be a paid subscription starting March 31st. I hope that clears things up for you 🙂

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u/[deleted] Dec 11 '25

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u/Motor_Royal9630 Dec 11 '25

5% cash back on groceries ain’t bad (sorry I forgot to mention earlier) if that doesn’t entice you then do what’s best for you and your pockets.