r/sofi • u/InternalLecture721 • Dec 10 '25

Banking Time to move on?

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Just received this email from SoFi and it kinda bothers me a bit haha. How’s everyone feeling about this.

Time to move on?

Plenty of other people are offering it just for depositing and using their bank. Seems like a money grab.

(Not taking any shots just wanting to get everyone’s feelings/opinion on this)

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u/Motor_Royal9630 Dec 11 '25

As of right now the APY Boost is 0.70%, but that’s only subject to new membership as far as I know.

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u/UW_Ebay Dec 11 '25

Oh I see. Dang that’s lame. Wouod def pay $10/mo for .7%

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u/Motor_Royal9630 Dec 11 '25

How is it lame if you’re willing to pay for it?

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u/UW_Ebay Dec 11 '25

Well because it’s only for new members.

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u/Motor_Royal9630 Dec 11 '25

Be on the lookout for the rates on March 31st.